Dave price to book ratio DAVE

Market value divided by the book value of the company's net assets, since 2021.

Today, Oct 23, 2026: 21.8×
5-year median: 5.7×
Against its 5-year history: 86th; percentile: 0 is its lowest day, 100 its highest
5-year range: 0.5× to 63.5×
Peer median: 3.1×

Dave's price to book ratio is 21.8× as of Oct 23, 2026.

That is above its 5-year median of 5.7×, higher than on 86% of days in the last 5 years.

Over that time it ranged from 0.5× in May 2023 to 63.5× in Sep 2021.

The median for 10 credit services stocks of a similar size is 3.1×.

Price to book ratio over time

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	21.8×	6.6×	27.5×
2025	10.6×	5.1×	18.8×
2024	8.0×	1.3×	8.1×
2023	1.3×	0.5×	1.3×
2022	0.9×	0.7×	4.9×
2021	63.3×	62.5×	63.5×

Against its peers

Companies in Financial - Credit Services nearest Dave's size, closest first, today.

Company	Price to book ratio
DAVEDave	21.8×
SEZLSezzle	19.1×
NNINelnet	1.2×
PAYPaymentus	6.8×
ENVAEnova International	2.6×
FIGRFigure Technology Solutions	3.7×
RELYRemitly Global	4.7×
AMTMAmentum	1.1×
BFHBread Financial	1.1×
CACCCredit Acceptance	3.6×
SLMSLM	1.6×
Peer median	3.1×

What the price to book ratio tells you

Market value divided by the accounting value of the company's net assets. Below 1 means the market values the business at less than what it owns on paper.

Book value misses brands, software and people, so asset-light companies always look expensive on it. Most useful for banks and industrials.

More on Dave

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.