Superworth

Bread Financial EV/EBIT BFH

Enterprise value divided by operating profit over the last twelve months, one-off items taken out, since 2011.

Today, Oct 23, 2026
n/m
a quarter missing
10-year median
5.5×
10-year range
0.0× to 12.7×
Peer median
20.6×

Bread Financial's EV/EBIT can't be checked today: its operating income for Q2 FY26, the quarter to Jun 30, 2026, is missing from our data, so the twelve months it rests on can't be added up.

On the days it had one over the last ten years, its median was 5.5×, from 0.0× in Mar 2020 to 12.7× in Jul 2017.

EV/EBIT over time

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

YearEnd of yearLowHigh
2026 so far4.5×4.5×6.7×
20255.4×4.3×7.6×
20244.6×1.5×4.8×
20231.6×1.4×7.5×
20224.4×4.1×6.4×
20214.8×4.0×7.6×
20207.1×0.0×7.5×
20195.9×4.5×8.7×
20185.1×5.1×11.1×
201710.3×9.3×12.7×
201610.2×9.7×14.9×
201515.8×13.5×16.8×
201414.2×10.5×14.2×
201311.2×8.2×11.2×
20127.9×7.7×8.9×
20118.0×7.4×8.9×

Against its peers

Companies in Financial - Credit Services nearest Bread Financial's size, closest first, today.

CompanyEV/EBIT
BFHBread Financialn/m
ENVAEnova International10.8×
SLMSLM4.8×
PAYPaymentus37.2×
TNETTrinet15.6×
NNINelnet45.2×
SEZLSezzle20.9×
MMSMaximus8.3×
DAVEDave21.1×
CBZCBIZ21.6×
FIGRFigure Technology Solutions20.3×
Peer median20.6×

Where Bread Financial ranks

What the EV/EBIT tells you

What the whole business costs against its operating profit. Enterprise value is the market value plus borrowings and minority interests, less cash. EBIT is operating profit before interest and tax, with one-offs taken out. Unlike PE it is not moved by how a company is financed.

Leases are left out of debt for every company. Banks earn on their balance sheet, so EV/EBIT does not describe them.

More on Bread Financial

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.