SuperworthBread Financial EPS BFH
Diluted earnings per share by quarter and over the last twelve months, from 2009.
- Last 12 months, to Jun 30, 2026
- $12.83
- Latest quarter, Q2 FY26
- $3.55
- +21% on a year earlier
- Fiscal year 2025
- $10.85
- +95% on the year before
Bread Financial's earnings per share was $12.83 over the twelve months to Jun 30, 2026, up 117% on a year earlier.
In its latest quarter, Q2 FY26, it was $3.55, up 21% on the same quarter a year before.
Over the five fiscal years to FY2025 it grew 19% a year on average.
Earnings per share over time
Fiscal year by fiscal year
| Fiscal year | EPS | Change |
|---|---|---|
| FY2025 | $10.85 | +95% |
| FY2024 | $5.55 | −61% |
| FY2023 | $14.32 | +222% |
| FY2022 | $4.45 | −72% |
| FY2021 | $16.03 | +258% |
| FY2020 | $4.48 | −16% |
| FY2019 | $5.36 | −69% |
| FY2018 | $17.52 | +24% |
| FY2017 | $14.13 | +93% |
| FY2016 | $7.32 | −17% |
| FY2015 | $8.86 | +13% |
| FY2014 | $7.87 | +6% |
| FY2013 | $7.43 | +13% |
| FY2012 | $6.60 | +21% |
| FY2011 | $5.46 | +57% |
Each fiscal year is the twelve months to its fourth quarter.
Quarter by quarter
| Quarter | Ended | EPS | On a year earlier | Last 12 months |
|---|---|---|---|---|
| Q2 FY26 | $3.55 | +21% | $12.83 | |
| Q1 FY26 | $4.15 | +49% | $12.22 | |
| Q4 FY25 | $1.17 | +736% | $10.85 | |
| Q3 FY25 | $3.96 | +7820% | $9.82 | |
| Q2 FY25 | $2.94 | +11% | $5.91 | |
| Q1 FY25 | $2.78 | +3% | $5.63 | |
| Q4 FY24 | $0.14 | −84% | $5.55 | |
| Q3 FY24 | $0.05 | −99% | $6.28 | |
| Q2 FY24 | $2.66 | +180% | $9.65 | |
| Q1 FY24 | $2.70 | −70% | $7.94 | |
| Q4 FY23 | $0.87 | n/a | $14.32 | |
| Q3 FY23 | $3.42 | +27% | $10.76 |
Against its peers
Companies in Financial - Credit Services nearest Bread Financial's size, closest first, today.
| Company | EPS, 12 months | Growth |
|---|---|---|
| BFHBread Financial | $12.83 | +117% a year |
| ENVAEnova International | $14.50 | +33% a year |
| SLMSLM | $2.76 | −3% a year |
| PAYPaymentus | $0.66 | +53% a year |
| TNETTrinet | $3.73 | +28% a year |
| NNINelnet | $8.36 | −7% a year |
| SEZLSezzle | $4.56 | +56% a year |
| MMSMaximus | $6.76 | +25% a year |
| DAVEDave | $15.42 | +308% a year |
| CBZCBIZ | $2.14 | +23% a year |
| FIGRFigure Technology Solutions | $0.96 | +500% a year |
| Peer median | $4.14 |
Where Bread Financial ranks
What the EPS figure tells you
Net income divided by diluted shares. The denominator of PE.
One-off charges and gains swing it. The TTM view smooths a single odd quarter.
More on Bread Financial
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.