Encore Capital PE ratio ECPG

Share price divided by earnings per share over the last twelve months, since 2012.

Today, Oct 23, 2026: 7.4×
10-year median: 7.2×
Against its 10-year history: 55th; percentile: 0 is its lowest day, 100 its highest
10-year range: 3.2× to 45.9×
Peer median: 12.4×

Encore Capital's PE ratio is 7.4× as of Oct 23, 2026: a share price of $97.73 against $13.21 of earnings per share over the last twelve months.

That is above its ten-year median of 7.2×, close to the middle of its last ten years.

Over that time it ranged from 3.2× in Apr 2020 to 45.9× in Jul 2023.

The median for 10 credit services stocks of a similar size is 12.4×.

PE ratio over time

median 7.2×

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	7.4×	6.1×	7.9×
2025	n/m a value too high to mean anything
2024	n/m a value too high to mean anything
2023	45.8×	4.1×	45.9×
2022	3.9×	3.3×	7.3×
2021	6.3×	4.3×	6.3×
2020	5.7×	3.2×	10.9×
2019	6.6×	6.5×	11.2×
2018	7.9×	7.3×	14.5×
2017	11.9×	10.3×	19.4×
2016	14.1×	6.4×	17.3×
2015	10.9×	8.4×	14.5×
2014	12.2×	11.1×	18.0×
2013	17.5×	10.1×	17.5×
2012	11.7×	9.9×	13.2×

Against its peers

Companies in Financial - Credit Services nearest Encore Capital's size, closest first, today.

Company	PE ratio
ECPGEncore Capital	7.4×
AGMFederal Agricultural Mortgage	10.9×
WUWestern Union CO	5.2×
UPSTUpstart	48.5×
FLYWFlywire	74.6×
PAYOPayoneer Global	47.7×
EEFTEuronet Worldwide	10.4×
HAPNHappen	8.5×
PGYPagaya Technologies	13.9×
CBZCBIZ	25.7×
NUTXNutex Health	8.3×
Peer median	12.4×

Where Encore Capital ranks

What the PE ratio tells you

Share price divided by earnings per share over the last twelve months. It is the price tag on a dollar of profit: 20× means you pay $20 for $1 of yearly earnings.

Blank while earnings are negative. A very low PE can mean the market expects profits to fall, so read it with growth and the company's own history.

More on Encore Capital

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.