Encore Capital EV/EBIT ECPG

Enterprise value divided by operating profit over the last twelve months, one-off items taken out, since 2012.

Today, Oct 23, 2026: 9.4×
10-year median: 11.4×
Against its 10-year history: 34th; percentile: 0 is its lowest day, 100 its highest
10-year range: 1.1× to 18.1×
Peer median: 7.7×

Encore Capital's EV/EBIT is 9.4× as of Oct 23, 2026.

That is below its ten-year median of 11.4×, lower than on 66% of days in the last ten years.

Over that time it ranged from 1.1× in Nov 2016 to 18.1× in Oct 2017.

The median for 10 credit services stocks of a similar size is 7.7×.

EV/EBIT over time

median 11.4×

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	9.4×	8.1×	11.6×
2025	11.4×	11.0×	16.0×
2024	13.4×	13.3×	17.9×
2023	17.7×	6.3×	17.7×
2022	6.2×	5.5×	7.5×
2021	7.0×	6.4×	8.2×
2020	8.0×	7.5×	11.1×
2019	9.5×	9.5×	12.4×
2018	11.6×	11.4×	13.8×
2017	11.6×	11.6×	18.1×
2016	11.9×	1.0×	12.0×
2015	2.1×	2.0×	11.9×
2014	3.4×	3.1×	15.0×
2013	6.6×	4.1×	6.7×
2012	4.5×	3.8×	5.2×

Against its peers

Companies in Financial - Credit Services nearest Encore Capital's size, closest first, today.

Company	EV/EBIT
ECPGEncore Capital	9.4×
AGMFederal Agricultural Mortgage	n/m
WUWestern Union CO	3.3×
UPSTUpstart	78.1×
FLYWFlywire	52.6×
PAYOPayoneer Global	n/m
EEFTEuronet Worldwide	7.7×
HAPNHappen	n/m
PGYPagaya Technologies	3.6×
CBZCBIZ	21.6×
NUTXNutex Health	3.8×
Peer median	7.7×

Where Encore Capital ranks

What the EV/EBIT tells you

What the whole business costs against its operating profit. Enterprise value is the market value plus borrowings and minority interests, less cash. EBIT is operating profit before interest and tax, with one-offs taken out. Unlike PE it is not moved by how a company is financed.

Leases are left out of debt for every company. Banks earn on their balance sheet, so EV/EBIT does not describe them.

More on Encore Capital

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.