Credit services stocks with the highest free cash flow yield

Ranked

59

of 181 credit services stocks we cover

Median

8.3%

Highest

33.6%

WRLD

Range

1.1% to 33.6%

#	Company	FCF yield	PE	Revenue growth (TTM)	Market cap
1	WRLDWorld Acceptance	33.6%	20.1×	+4.3%	$778.9M
2	SNFCASecurity National Financial	31.6%	6.4×	−1.1%	$250.5M
3	BCGBinah Capital	30.9%	6.7×	+8.3%	$18.2M
4	ADVAdvantage Solutions	30.0%	n/m	+2.2%	$388.3M
5	WUWestern Union CO	28.6%	5.2×	−1.6%	$2B
6	CNXCConcentrix	28.5%	n/m	+2.6%	$2B
7	RPAYRepay	28.1%	n/m	+8.8%	$391.8M
8	CACCCredit Acceptance	21.6%	12.0×	+2.6%	$5.7B
9	TREELendingTree	19.6%	2.2×	+25.3%	$376.4M
10	NUTXNutex Health	19.1%	8.3×	+6.9%	$1.4B
11	FOURShift4 Payments	18.7%	n/m	+32.4%	$3.1B
12	RMNIRimini Street	17.1%	50.1×	+0.6%	$374.4M
13	PRTHPriority Technology	16.1%	11.3×	+8.9%	$644.7M
14	PGYPagaya Technologies	15.8%	13.9×	+20.3%	$1.6B
15	QNSTQuinstreet	13.6%	n/m	+18.3%	$943.1M
16	PYPLPayPal	13.5%	10.8×	+5.7%	$48.8B
17	MMSMaximus	13.1%	9.3×	−3.3%	$3.3B
18	GDOTGreen DOT	11.8%	n/m	+17.7%	$704.3M
19	EEFTEuronet Worldwide	11.0%	10.4×	+5.8%	$2.5B
20	OPRXOptimizeRx	10.7%	38.1×	−5.8%	$172.3M
21	PHRPhreesia	10.2%	74.7×	+12.9%	$788.3M
22	DHXDHI	10.0%	155×	−7.3%	$201.5M
23	CBZCBIZ	9.2%	25.7×	+14.3%	$3B
24	LSAKLesaka Technologies	9.1%	102×	+9.4%	$349.3M
25	CARTMaplebear	9.0%	31.0×	+12.6%	$13.1B
26	AMTMAmentum	8.9%	26.2×	+11.4%	$5.3B
27	PAYSPaysign	8.7%	57.4×	+46.8%	$842.4M
28	RHLDResolute Holdings Management	8.7%	22.0×	+159.5%	$934.6M
29	NNINelnet	8.3%	14.7×	+6.1%	$4.4B
30	TNETTrinet	8.3%	20.3×	−3.5%	$3.5B
31	ETSYEtsy	8.1%	53.3×	+3.7%	$8B
32	RSSSResearch Solutions	7.9%	21.8×	−1.5%	$66.2M
33	MAXMediaAlpha	7.7%	7.4×	+13.8%	$729M
34	PWPPerella Weinberg Partners	7.6%	59.0×	−20.9%	$1.2B
35	PAYOPayoneer Global	7.5%	47.7×	+6.3%	$2.4B
36	SEZLSezzle	7.4%	29.0×	+43.1%	$4.4B
37	DAVEDave	7.2%	23.0×	+48.6%	$4.5B
38	PLBCPlumas Bancorp	7.2%	12.4×	+33.5%	$439.8M
39	RELYRemitly Global	6.8%	17.9×	+23.8%	$5.3B
40	FLYWFlywire	6.7%	74.6×	+32.2%	$2.4B
41	LQDTLiquidity Services	6.4%	44.0×	+5.2%	$1.4B
42	ECPGEncore Capital	6.0%	7.4×	+29.5%	$2.1B
43	CASSCass Information Systems	6.0%	19.7×	+8.3%	$702.2M
44	HQYHealthequity	5.7%	37.7×	+7.3%	$8.6B
45	EXLSExlService	4.3%	26.6×	+13.6%	$6.4B
46	RBARB Global	3.9%	36.1×	+9.7%	$15.6B
47	PAYPaymentus	3.8%	50.5×	+30.2%	$4.2B
48	GPNGlobal Payments	3.8%	n/m	+23.2%	$21.9B
49	VELVelocity Financial	3.7%	5.6×	n/m	$604.1M
50	ZGZillow	3.4%	155×	+17.7%	$7.7B
51	POWWOutdoor	3.3%	82.0×	+9.7%	$285.4M
52	IMXIInternational Money Express	3.1%	14.8×	−13.5%	$281M
53	MAMastercard	3.1%	34.3×	+16.0%	$546.3B
54	CHYMChime Financial	2.8%	n/m	+26.4%	$11.2B
55	VVisa	2.8%	34.7×	+14.4%	$761.6B
56	CSGPCostar	2.0%	179×	+22.0%	$13.7B
57	ACVAACV Auctions	1.6%	n/m	+13.3%	$1.8B
58	WEXWEX	1.6%	19.7×	+7.5%	$6.7B
59	TICTIC Solutions	1.1%	n/m	n/m	$2.1B

Not ranked: 42 with no positive free cash flow, 33 with not a meaningful number, 6 with a yield above 40% (usually a one-off), 3 with a number that doesn't describe its kind of business. 37 companies whose data behind this number has a caveat are left out until it is checked.

A ranking of numbers, not a recommendation. A low multiple can be a bargain or a business in trouble: open the company to see which.