PayPal Holdings, Inc. PYPL
Financial - Credit Services, Financial Services
$54.95
+0.62%
- Market cap
- $47B
- PE
- 10.4×
- 10y median 41.9×
- Forward PE
- Price to sales
- 1.4×
- EV/EBIT
- 8.3×
- Revenue, 12 months
- $34.1B
- +6% on a year ago
- Net margin
- 14.4%
- Free cash flow yield
- 14.0%
PayPal trades at 10.4× trailing earnings, cheaper than 95% of the last ten years. Revenue was $34.1B over the last twelve months, up 6% on a year earlier with a 14% net margin.
Charts
Financials
| Income statement | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| $8B | $7.7B | $7.9B | $7.8B | $8.4B+4% | $7.8B+1% | $8.3B+5% | $8.4B+7% | $8.7B+4% | $8.4B+7% | $8.7B+5% | |
| Cost of revenue | $4.4B | $4.2B | $4.3B | $4.2B | $4.4B+2% | $4.1B−4% | $4.4B+4% | $4.5B+8% | $4.6B+5% | $4.5B+12% | $4.8B+8% |
| Gross profit | $3.7B | $3.5B | $3.6B | $3.7B | $3.9B+7% | $3.7B+7% | $3.8B+7% | $3.9B+6% | $4B+3% | $3.8B+3% | $3.9B+2% |
| R&D | $770M | $742M | $718M | $746M | $773M+0% | $731M−2% | $767M+7% | $801M+7% | $804M+4% | $793M+9% | $849M+11% |
| SG&A | $1B | $885M | $1B | $1B | $1.2B+20% | $991M+12% | $1B+3% | $1B+1% | $1.2B−2% | $1B+2% | $1B+1% |
| $1.7B | $1.2B | $1.3B | $1.4B | $1.4B−17% | $1.5B+31% | $1.5B+14% | $1.5B+9% | $1.5B+5% | $1.5B−3% | $1.4B−5% | |
| Interest expense | $87M | $86M | $93M | $106M | $97M+12% | $103M+20% | $114M+23% | $113M+7% | $111M+14% | $0 | $126M+11% |
| Pre-tax income | $1.8B | $1.2B | $1.4B | $1.3B | $1.4B−21% | $1.6B+33% | $1.5B+9% | $1.5B+17% | $1.6B+15% | $1.4B−13% | $1.3B−14% |
| $391M | $321M | $271M | $301M | $289M−26% | $316M−2% | $268M−1% | $285M−5% | $190M−34% | $280M−11% | $206M−23% | |
| Net income | $1.4B | $888M | $1.1B | $1B | $1.1B−20% | $1.3B+45% | $1.3B+12% | $1.2B+24% | $1.4B+28% | $1.1B−14% | $1.1B−13% |
| $1.29 | $0.83 | $1.08 | $0.99 | $1.11−14% | $1.29+55% | $1.29+19% | $1.30+31% | $1.53+38% | $1.21−6% | $1.25−3% | |
| 1.1B | 1.1B | 1B | 1B | 1B−7% | 999M−7% | 977M−7% | 960M−6% | 939M−7% | 920M−8% | 882M−10% |
From each company's 10-Q and 10-K filings. Fiscal years are four fiscal quarters added up; balance sheet lines are as of the period's end. Growth is on the same period a year earlier.
Estimates
Next earnings report: .
Analyst consensus for the next eight quarters, with the range from the lowest to the highest estimate, is part of Superworth Pro.
Peers
Companies in Financial - Credit Services within ten times PayPal's size, closest in size first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| PYPLPayPal Holdings, Inc. | $47B | 10.4× | 41.9× | 1.4× | +6% | 14.4% | |
| AFRMAffirm Holdings, Inc. | $25.4B | 13.6× | 73.6× | 6.0× | +32% | 45.3% | |
| SYFSynchrony Financial | $23.4B | 7.4× | 7.8× | — | −2% | 18.6% | |
| SOFISoFi Technologies, Inc. | $20.2B | 32.6× | 44.7× | — | +41% | 14.8% | |
| COFCapital One Financial Corporation | $120.2B | 12.1× | 11.9× | — | +45% | 17.0% | |
| AXPAmerican Express Company | $205.5B | 18.5× | 18.6× | 2.7× | +11% | 15.1% | |
| Peer median | $25.4B | 13.6× | 18.6× | 4.3× | +32% | 17.0% |
About
- Industry
- Financial - Credit Services
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .