SuperworthSynchrony Financial SYF
Financial - Credit Services, Financial Services
$71.55
−0.53%
- Market cap
- $23.3B
- PE
- 7.4×
- 10y median 7.8×
- Forward PE
- Revenue, 12 months
- $19B
- −2% on a year ago
- Net margin
- 18.6%
Synchrony Financial trades at 7.4× trailing earnings, near its ten-year median. Revenue was $19B over the last twelve months, down 2% on a year earlier with a 19% net margin.
Charts
Financials
| Income statement | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| $4.7B | $4.9B | $4.9B | $5B | $4.9B+4% | $4.8B−2% | $4.7B−4% | $4.8B−3% | $4.8B−3% | $4.7B−3% | $4.7B−0% | |
| SG&A | $633M | $621M | $563M | $587M | $582M−8% | $622M+0% | $636M+13% | $623M+6% | $723M+24% | $629M+1% | $653M+3% |
| $539M | $1.7B | $844M | $1B | $973M+81% | $984M−42% | $1.3B+49% | $1.4B+39% | $952M−2% | $1B+6% | $1.2B−6% | |
| Interest expense | $1.1B | $1.2B | $1.2B | $1.2B | $1.1B+3% | $1.1B−7% | $1.1B−10% | $1B−14% | $973M−13% | $968M−11% | $975M−9% |
| Pre-tax income | $539M | $1.7B | $844M | $1B | $973M+81% | $984M−42% | $1.3B+49% | $1.4B+39% | $952M−2% | $1B+6% | $1.2B−6% |
| $99M | $415M | $201M | $239M | $199M+101% | $227M−45% | $289M+44% | $352M+47% | $201M+1% | $242M+7% | $301M+4% | |
| Net income | $440M | $1.3B | $643M | $789M | $774M+76% | $757M−42% | $967M+50% | $1.1B+37% | $751M−3% | $805M+6% | $885M−9% |
| $1.03 | $3.14 | $1.55 | $1.94 | $1.91+85% | $1.89−40% | $2.50+61% | $2.86+47% | $2.04+7% | $2.27+20% | $2.59+4% | |
| 414.6M | 408.2M | 402.6M | 396.5M | 394.8M−5% | 389.4M−5% | 379.1M−6% | 369.9M−7% | 357.8M−9% | 346M−11% | 334.1M−12% |
From each company's 10-Q and 10-K filings. Fiscal years are four fiscal quarters added up; balance sheet lines are as of the period's end. Growth is on the same period a year earlier.
Estimates
Next earnings report: .
Analyst consensus for the next eight quarters, with the range from the lowest to the highest estimate, is part of Superworth Pro.
Peers
Companies in Financial - Credit Services within ten times Synchrony Financial's size, closest in size first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| SYFSynchrony Financial | $23.4B | 7.4× | 7.8× | — | −2% | 18.6% | |
| AFRMAffirm Holdings, Inc. | $25.4B | 13.6× | 73.6× | 6.0× | +32% | 45.3% | |
| SOFISoFi Technologies, Inc. | $20.2B | 32.6× | 44.7× | — | +41% | 14.8% | |
| PYPLPayPal Holdings, Inc. | $47B | 10.4× | 41.9× | 1.4× | +6% | 14.4% | |
| COFCapital One Financial Corporation | $120.2B | 12.1× | 11.9× | — | +45% | 17.0% | |
| AXPAmerican Express Company | $205.5B | 18.5× | 18.6× | 2.7× | +11% | 15.1% | |
| Peer median | $47B | 13.6× | 41.9× | 2.7× | +32% | 15.1% |
About
- Industry
- Financial - Credit Services
- Sector
- Financial Services
- Left out
- Banks earn on their balance sheet: P/S, gross margin, free cash flow and EV/EBIT don't describe them.
Valuation data, not investment advice. Prices as of .