Synchrony Financial forward PE SYF

Share price divided by analysts' consensus earnings for the next twelve months, since 2014.

Today, Oct 23, 2026: 7.7×
10-year median: 7.9×
Against its 10-year history: 45th; percentile: 0 is its lowest day, 100 its highest
10-year range: 4.8× to 20.5×
Peer median: 15.3×

Synchrony Financial's forward PE is 7.7× as of Oct 23, 2026.

That is below its ten-year median of 7.9×, close to the middle of its last ten years.

Over that time it ranged from 4.8× in Oct 2020 to 20.5× in Dec 2019.

The median for 10 credit services stocks of a similar size is 15.3×.

Forward PE over time

median 7.9×

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	7.7×	7.2×	9.9×
2025	9.8×	5.6×	9.8×
2024	8.6×	6.0×	8.9×
2023	7.0×	5.2×	7.4×
2022	6.3×	5.4×	8.4×
2021	8.0×	6.5×	8.8×
2020	6.7×	4.8×	20.1×
2019	19.7×	6.8×	20.5×
2018	6.3×	6.0×	15.1×
2017	14.6×	11.0×	14.7×
2016	13.9×	9.5×	14.2×
2015	12.7×	12.1×	14.5×
2014	12.8×	9.6×	12.8×

Against its peers

Companies in Financial - Credit Services nearest Synchrony Financial's size, closest first, today.

Company	Forward PE
SYFSynchrony Financial	7.7×
AFRMAffirm	35.8×
GPNGlobal Payments	5.6×
SOFISoFi Technologies	20.3×
RBARB Global	n/m
CSGPCostar	n/m
CARTMaplebear	n/m
PYPLPayPal	10.3×
HQYHealthequity	n/m
ETSYEtsy	n/m
ZGZillow	n/m
Peer median	15.3×

Where Synchrony Financial ranks

What the forward PE tells you

Price divided by what analysts expect the company to earn over the next twelve months. It answers "what am I paying for next year" instead of last year.

Estimates are opinions. When forward PE is far below trailing PE, analysts expect a big jump in earnings. If that jump slips, the stock was not as cheap as it looked.

More on Synchrony Financial

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.