PayPal price to free cash flow PYPL

Market value divided by free cash flow over the last twelve months, since 2016.

Today, Oct 23, 2026: 7.4×
10-year median: 21.4×
Against its 10-year history: 4th; percentile: 0 is its lowest day, 100 its highest
10-year range: 6.6× to 142×
Peer median: 25.5×

PayPal's price to free cash flow is 7.4× as of Oct 23, 2026.

That is below its ten-year median of 21.4×, lower than on 96% of days in the last ten years.

Over that time it ranged from 6.6× in Jun 2026 to 142× in Jul 2018.

The median for 10 credit services stocks of a similar size is 25.5×.

Price to free cash flow over time

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	7.4×	6.6×	9.8×
2025	10.1×	8.5×	13.1×
2024	12.4×	9.5×	25.8×
2023	24.1×	13.3×	24.2×
2022	14.4×	13.9×	45.0×
2021	45.2×	44.1×	82.9×
2020	54.3×	26.4×	55.3×
2019	34.9×	16.5×	34.9×
2018	28.7×	26.8×	142×
2017	29.9×	19.7×	31.9×
2016	20.9×	20.4×	24.4×

Against its peers

Companies in Financial - Credit Services nearest PayPal's size, closest first, today.

Company	Price to free cash flow
PYPLPayPal	7.4×
SYFSynchrony Financial	n/m
AFRMAffirm	n/m
GPNGlobal Payments	26.6×
COFCapital One Financial	n/m
SOFISoFi Technologies	n/m
RBARB Global	25.5×
CSGPCostar	49.1×
CARTMaplebear	11.1×
AXPAmerican Express	n/m
HQYHealthequity	17.6×
Peer median	25.5×

What the price to free cash flow tells you

Market value divided by free cash flow: the cash left after running the business and paying for equipment. Cash is harder to manage than accounting earnings, so many investors trust this more than PE.

Lumpy: a big year of building factories drops cash flow and inflates the ratio without the business getting worse.

More on PayPal

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.