Credit services stocks with the lowest price to sales ratio

Ranked

131

of 181 credit services stocks we cover

Median

1.7×

Lowest

0.0×

SHFS

Range

0.0× to 74.1×

#	Company	P/S	Net margin	Revenue growth (TTM)	Market cap
1	SHFSSHF	0.0×	−48.5%	−28.6%	$136.1K
2	BCGBinah Capital	0.1×	2.2%	+8.3%	$18.2M
3	CNDTCONDUENT	0.1×	−8.2%	−5.7%	$278.4M
4	ADVAdvantage Solutions	0.1×	−7.6%	+2.2%	$388.3M
5	ALITAlight, Inc. / Delaware	0.1×	−90.9%	−3.5%	$258.1M
6	PWCMPowercompute	0.1×	n/m	+16.3%	$1.1M
7	SCORComscore	0.1×	−5.1%	−3.2%	$47.8M
8	LDIloanDepot	0.2×	−5.5%	+11.4%	$207.6M
9	OPNWOpenWorld	0.2×	−47.1%	−49.7%	$2.2M
10	CNXCConcentrix	0.2×	−24.0%	+2.6%	$2B
11	RGPResources Connection	0.2×	−10.7%	−19.6%	$93.3M
12	BAERBridger Aerospace	0.3×	−10.8%	−8.7%	$28.9M
13	TREELendingTree	0.3×	14.3%	+25.3%	$376.4M
14	GDOTGreen DOT	0.3×	−1.1%	+17.7%	$704.3M
15	AMTMAmentum	0.4×	1.4%	+11.4%	$5.3B
16	VIPVulcan Infrastructure & Power	0.4×	1.0%	−14.1%	$19.6M
17	CTEVClaritev	0.4×	−28.5%	+6.3%	$398.3M
18	OPRTOportun Financial	0.4×	2.1%	−2.3%	$422.6M
19	RMRegional Management	0.5×	7.0%	+9.6%	$302.1M
20	CPSSConsumer Portfolio Services	0.5×	4.8%	+6.9%	$213.4M
21	LSAKLesaka Technologies	0.5×	0.4%	+9.4%	$349.3M
22	WUWestern Union CO	0.5×	9.8%	−1.6%	$2B
23	ATLCAtlanticus	0.5×	5.8%	+83.7%	$1.3B
24	IMXIInternational Money Express	0.5×	3.4%	−13.5%	$281M
25	PRAAPRA	0.5×	−19.9%	+17.6%	$718.1M
26	EEFTEuronet Worldwide	0.6×	6.6%	+5.8%	$2.5B
27	MAXMediaAlpha	0.6×	7.9%	+13.8%	$729M
28	MMSMaximus	0.6×	7.1%	−3.3%	$3.3B
29	FOURShift4 Payments	0.6×	2.2%	+32.4%	$3.1B
30	PRTHPriority Technology	0.6×	5.6%	+8.9%	$644.7M
31	CJMBCallan JMB	0.6×	n/m	−13.8%	$3.3M
32	TNETTrinet	0.7×	3.6%	−3.5%	$3.5B
33	QNSTQuinstreet	0.7×	n/m	+18.3%	$943.1M
34	SNFCASecurity National Financial	0.7×	11.1%	−1.1%	$250.5M
35	BGDEBig Digital Energy	0.8×	−80.7%	−46.0%	$21.9M
36	RHLDResolute Holdings Management	0.8×	4.2%	+159.5%	$934.6M
37	RMNIRimini Street	0.9×	1.7%	+0.6%	$374.4M
38	HGBLHeritage Global	0.9×	−29.6%	−1.5%	$43.3M
39	WDWalker & Dunlop	0.9×	3.0%	+8.0%	$1.2B
40	LYFTLyft	0.9×	42.3%	+10.8%	$6.4B
41	USIOUsio	1.0×	−1.6%	+10.4%	$89.5M
42	BFHBread Financial	1.0×	14.4%	+3.9%	$3.8B
43	OLBOLB	1.0×	−68.2%	−32.5%	$7M
44	FLDFold	1.0×	n/m	−2.5%	$28.3M
45	TICTIC Solutions	1.0×	−5.6%	n/m	$2.1B
46	AMWLAmerican Well	1.1×	−35.7%	−19.0%	$230.8M
47	CBZCBIZ	1.1×	4.7%	+14.3%	$3B
48	ECPGEncore Capital	1.1×	15.9%	+29.5%	$2.1B
49	ENVAEnova International	1.1×	10.5%	+20.1%	$4B
50	PGYPagaya Technologies	1.1×	9.1%	+20.3%	$1.6B
51	RPAYRepay	1.2×	−49.6%	+8.8%	$391.8M
52	ATCHAtlasClear	1.2×	9.8%	+84.7%	$24M
53	OMFOneMain	1.3×	15.4%	+7.8%	$6.4B
54	OPFIOppFi	1.3×	28.0%	+0.2%	$461.8M
55	WRLDWorld Acceptance	1.3×	6.6%	+4.3%	$778.9M
56	RSSSResearch Solutions	1.4×	5.8%	−1.5%	$66.2M
57	ZSTKZeroStack	1.4×	n/m	+7.8%	$55.6M
58	PYPLPayPal	1.4×	14.4%	+5.7%	$48.8B
59	GHIGreystone Housing Impact Investors	1.5×	−5.1%	−15.3%	$116.4M
60	EXODExodus Movement	1.5×	−79.9%	−14.2%	$163.4M
61	HAPNHappen	1.6×	18.7%	+18.4%	$1.6B
62	PHRPhreesia	1.6×	2.1%	+12.9%	$788.3M
63	DHXDHI	1.6×	1.0%	−7.3%	$201.5M
64	BETRBetter Home & Finance	1.7×	−94.5%	+48.7%	$317.7M
65	PWPPerella Weinberg Partners	1.7×	3.2%	−20.9%	$1.2B
66	NUTXNutex Health	1.7×	21.2%	+6.9%	$1.4B
67	OPRXOptimizeRx	1.7×	4.7%	−5.8%	$172.3M
68	DRKDarkHorse Technologies	1.8×	n/m	−10.3%	$17.1M
69	JCAPJefferson Capital	1.8×	23.5%	+22.8%	$1.2B
70	UPSTUpstart	1.9×	4.8%	+46.3%	$2.3B
71	GEMIGemini Space Station	1.9×	n/m	+51.5%	$396.7M
72	SLMSLM	2.0×	31.7%	−6.7%	$3.5B
73	GPNGlobal Payments	2.1×	−9.1%	+23.2%	$21.9B
74	ACVAACV Auctions	2.2×	−7.9%	+13.3%	$1.8B
75	PAYOPayoneer Global	2.2×	4.6%	+6.3%	$2.4B
76	WEXWEX	2.4×	12.6%	+7.5%	$6.7B
77	CACCCredit Acceptance	2.4×	21.5%	+2.6%	$5.7B
78	BTBTBit Digital	2.5×	n/m	+23.6%	$304.7M
79	UPXIUpexi	2.5×	n/m	+58.1%	$62.9M
80	ZGZillow	2.7×	2.0%	+17.7%	$7.7B
81	AXPAmerican Express	2.7×	15.8%	+10.2%	$211.5B
82	DVLTDatavault AI	2.7×	n/m	n/m	$128.1M
83	ETSYEtsy	2.8×	7.3%	+3.7%	$8B
84	EXLSExlService	2.9×	11.2%	+13.6%	$6.4B
85	LQDTLiquidity Services	2.9×	6.8%	+5.2%	$1.4B
86	RELYRemitly Global	2.9×	16.9%	+23.8%	$5.3B
87	MGLDMarygold Companies	2.9×	−15.2%	+0.2%	$84.1M
88	PAYPaymentus	3.1×	6.2%	+30.2%	$4.2B
89	SLNHSoluna	3.2×	n/m	+50.9%	$134.5M
90	RBARB Global	3.2×	10.0%	+9.7%	$15.6B
91	CARTMaplebear	3.3×	12.0%	+12.6%	$13.1B
92	FLYWFlywire	3.3×	4.8%	+32.2%	$2.4B
93	NAKANakamoto	3.3×	n/m	n/m	$131.7M
94	MARAMARA	3.4×	n/m	+0.7%	$2.7B
95	CASSCass Information Systems	3.5×	18.5%	+8.3%	$702.2M
96	XHLDTEN	3.6×	n/m	−9.5%	$10.2M
97	NNINelnet	3.7×	25.8%	+6.1%	$4.4B
98	CSGPCostar	3.9×	2.1%	+22.0%	$13.7B
99	PLBCPlumas Bancorp	3.9×	31.7%	+33.5%	$439.8M
100	WYFIWhiteFiber	4.1×	−46.9%	+51.7%	$387.7M

The first 100 of 131.

Not ranked: 5 with a quarter missing, 5 with not a meaningful number, 3 with a number that doesn't describe its kind of business, 2 with a value too high to mean anything, 2 with no price to sales (not meaningful for banks and some insurers), 1 with a value above 100× (too small a base to compare). 31 companies whose data behind this number has a caveat are left out until it is checked.

A ranking of numbers, not a recommendation. A low multiple can be a bargain or a business in trouble: open the company to see which.