Superworth

Jefferson Capital JCAP

Financial - Credit Services, Financial Services
$20.41
−1.35%
Market cap
$1.2B
PE
8.3×
Forward PE
n/m
not a meaningful number
Price to sales
1.8×
EV/EBIT
8.5×
Revenue, 12 months
$659.6M
+23% on a year ago
Net margin
23.5%
Free cash flow yield
n/m
not a meaningful number

Jefferson Capital trades at 8.3× trailing earnings. Revenue was $659.6M over the last twelve months, up 23% on a year earlier with a 24% net margin.

Charts

Financials

Income statement for JCAP, by quarter
Income statementQ1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$100M$103.8M$110.6M$119M$154.9M+55%$152.7M+47%$150.8M+36%$154.8M+30%$176.4M+14%$177.5M+16%
$51.9M$55.1M$59.4M$53.8M$89.3M+72%$86.6M+57%$70M+18%$70.6M+31%$80.2M−10%$81.4M−6%
Interest expense$17.2M$18.2M$19.8M$22.1M$24.8M+44%$25.8M+42%$26.5M+34%$28.6M+30%$30.6M+23%$30.4M+18%
Pre-tax income$34.8M$34.1M$39.2M$29.4M$66.9M+92%$61.9M+82%$45.5M+16%$44.1M+50%$51.1M−24%$53.3M−14%
$1.9M$1.9M$2.4M$2.5M$2.7M+38%$14.3M+651%$7.2M+204%$6.4M+159%$13.4M+401%$12M−16%
Net income$32.9M$32.2M$36.9M$27M$64.2M+95%$47.7M+48%$38.4M+4%$37.7M+40%$37.6M−41%$41.3M−13%
n/an/an/an/an/a$16.76$0.59$0.58$0.61$0.67−96%
n/an/an/an/an/a2.8M58.3M58.3M55.6M55.5M+1853%

Revenue: Q1 FY24 and Q1 FY25: 6 months less the 3 months printed beside them.

Operating income: Q1 FY24: 6 months less the 3 months printed beside them.

Interest expense: Q1 FY24: 6 months less the 3 months printed beside them.

Pre-tax income: Q1 FY24: 6 months less the 3 months printed beside them.

Income tax: Q1 FY24: 6 months less the 3 months printed beside them.

Net income: Q1 FY24: 6 months less the 3 months printed beside them.

EPS, diluted: Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Financial - Credit Services nearest Jefferson Capital's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
JCAPJefferson Capital$1.2B8.3×8.4×1.8×+23%23.5%
WDWalker & Dunlop$1.2B30.5×12.7×0.9×+8%3.0%
PWPPerella Weinberg Partners$1.2B59.0×41.7×1.7×−21%3.2%
ATLCAtlanticus$1.3B11.3×7.8×0.5×+84%5.8%
LQDTLiquidity Services$1.4B44.0×30.6×2.9×+5%6.8%
NUTXNutex Health$1.4B8.3×11.0×1.7×+7%21.2%
QNSTQuinstreet$943.1Mn/m43.3×0.7×+18%n/m
RHLDResolute Holdings Management$934.6M22.0×20.9×0.8×+159%4.2%
PGYPagaya Technologies$1.6B13.9×14.2×1.1×+20%9.1%
HAPNHappen$1.6B8.5×20.6×1.6×+18%18.7%
PAYSPaysign$842.4M57.4×52.5×8.4×+47%15.7%
Peer median$1.2B22.0×20.8×1.3×+18%6.8%

More on Jefferson Capital

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About

Industry
Financial - Credit Services
Sector
Financial Services

Valuation data, not investment advice. Prices as of .