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Jefferson Capital profit margin JCAP

Gross, operating and net profit as a share of revenue over the last twelve months, from 2024.

Net margin, 12 months
23.5%
Operating margin, 12 months
45.8%
Net margin on a year earlier
−9.2 pts
Peer median
6.8%

Over the twelve months to Jun 30, 2026, Jefferson Capital kept 23.5% of its revenue as net profit, with an operating margin of 45.8%.

The median for 10 credit services stocks of a similar size is 6.8%.

Profit margin over time

OperatingNet

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet marginOperating margin
FY202530.6%51.6%
FY202429.7%50.8%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a yearOperating margin
Q2 FY2623.5%−9.2 pts45.8%
Q1 FY2625.4%−7.4 pts48.4%
Q4 FY2530.6%+0.9 pts51.6%
Q3 FY2530.7%n/a51.9%
Q2 FY2532.7%n/a53.8%
Q1 FY2532.8%n/a52.8%
Q4 FY2429.7%n/a50.8%
Q3 FY24n/an/an/a
Q2 FY24n/an/an/a
Q1 FY24n/an/an/a

Against its peers

Companies in Financial - Credit Services nearest Jefferson Capital's size, closest first, today.

CompanyProfit margin
JCAPJefferson Capital23.5%
WDWalker & Dunlop3.0%
PWPPerella Weinberg Partners3.2%
ATLCAtlanticus5.8%
LQDTLiquidity Services6.8%
NUTXNutex Health21.2%
QNSTQuinstreetn/m
RHLDResolute Holdings Management4.2%
PGYPagaya Technologies9.1%
HAPNHappen18.7%
PAYSPaysign15.7%
Peer median6.8%

Where Jefferson Capital ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Jefferson Capital

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.