Atlanticus profit margin ATLC
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 5.8%
- Net margin on a year earlier
- −2.7 pts
- Peer median
- 9.1%
Over the twelve months to Jun 30, 2026, Atlanticus kept 5.8% of its revenue as net profit and a gross margin of 92.6%.
Five years earlier its net margin was 23.9%.
The median for 10 credit services stocks of a similar size is 9.1%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin | Gross margin |
|---|---|---|
| FY2025 | 6.2% | 91.8% |
| FY2024 | 8.5% | 91.0% |
| FY2023 | 8.9% | 91.3% |
| FY2022 | 13.0% | 90.9% |
| FY2021 | 23.8% | 89.9% |
| FY2020 | 16.7% | 88.8% |
| FY2019 | n/a | n/a |
| FY2018 | n/a | n/a |
| FY2017 | −43.6% | 66.8% |
| FY2016 | −8.3% | 59.7% |
| FY2015 | 2.9% | 38.1% |
| FY2014 | 9.5% | n/a |
| FY2013 | −27.0% | n/a |
| FY2012 | 29.2% | n/a |
| FY2011 | 89.4% | n/a |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 5.8% | −2.7 pts | |
| Q1 FY26 | 5.9% | −2.7 pts | |
| Q4 FY25 | 6.2% | −2.3 pts | |
| Q3 FY25 | 7.5% | −0.9 pts | |
| Q2 FY25 | 8.5% | +0.1 pts | |
| Q1 FY25 | 8.5% | −0.1 pts | |
| Q4 FY24 | 8.5% | −0.4 pts | |
| Q3 FY24 | 8.4% | −0.6 pts | |
| Q2 FY24 | 8.4% | −1.4 pts | |
| Q1 FY24 | 8.7% | −2.2 pts | |
| Q4 FY23 | 8.9% | −4.1 pts | |
| Q3 FY23 | 9.0% | −7.2 pts |
Against its peers
Companies in Financial - Credit Services nearest Atlanticus' size, closest first, today.
| Company | Profit margin |
|---|---|
| ATLCAtlanticus | 5.8% |
| LQDTLiquidity Services | 6.8% |
| NUTXNutex Health | 21.2% |
| WDWalker & Dunlop | 3.0% |
| JCAPJefferson Capital | 23.5% |
| PWPPerella Weinberg Partners | 3.2% |
| PGYPagaya Technologies | 9.1% |
| HAPNHappen | 18.7% |
| QNSTQuinstreet | n/m |
| RHLDResolute Holdings Management | 4.2% |
| WUWestern Union CO | 9.8% |
| Peer median | 9.1% |
Where Atlanticus ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Atlanticus
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.