Western Union CO profit margin WU
Gross, operating and net profit as a share of revenue over the last twelve months, from 2008.
- Net margin, 12 months
- 9.8%
- Operating margin, 12 months
- 15.9%
- Net margin on a year earlier
- −12.0 pts
- Peer median
- 7.9%
Over the twelve months to Jun 30, 2026, Western Union CO kept 9.8% of its revenue as net profit, with an operating margin of 15.9% and a gross margin of 35.1%.
Five years earlier its net margin was 16.1%.
The median for 10 credit services stocks of a similar size is 7.9%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin | Operating margin | Gross margin |
|---|---|---|---|
| FY2025 | 12.3% | 18.7% | 37.0% |
| FY2024 | 22.2% | 17.2% | 37.8% |
| FY2023 | 14.4% | 18.8% | 38.7% |
| FY2022 | 20.3% | 19.8% | 41.3% |
| FY2021 | 15.9% | 22.1% | 42.9% |
| FY2020 | 15.4% | 20.0% | 41.5% |
| FY2019 | 20.0% | 17.6% | 41.7% |
| FY2018 | 15.2% | 20.1% | 41.0% |
| FY2017 | −10.1% | 8.6% | 39.3% |
| FY2016 | 4.7% | 8.9% | 39.7% |
| FY2015 | 15.3% | 20.2% | 41.7% |
| FY2014 | 15.2% | 20.3% | 41.2% |
| FY2013 | 14.4% | 20.0% | 41.6% |
| FY2012 | 18.1% | 23.5% | 43.6% |
| FY2011 | 21.2% | 25.2% | 43.5% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year | Operating margin |
|---|---|---|---|---|
| Q2 FY26 | 9.8% | −12.0 pts | 15.9% | |
| Q1 FY26 | 10.9% | −11.2 pts | 17.4% | |
| Q4 FY25 | 12.3% | −9.9 pts | 18.7% | |
| Q3 FY25 | 18.8% | +2.7 pts | 18.3% | |
| Q2 FY25 | 21.8% | +8.2 pts | 17.4% | |
| Q1 FY25 | 22.1% | +8.0 pts | 17.2% | |
| Q4 FY24 | 22.2% | +7.8 pts | 17.2% | |
| Q3 FY24 | 16.1% | −1.0 pts | 16.8% | |
| Q2 FY24 | 13.6% | −3.5 pts | 17.7% | |
| Q1 FY24 | 14.1% | −3.5 pts | 18.4% | |
| Q4 FY23 | 14.4% | −6.0 pts | 18.8% | |
| Q3 FY23 | 17.0% | −0.8 pts | 18.4% |
Against its peers
Companies in Financial - Credit Services nearest Western Union CO's size, closest first, today.
| Company | Profit margin |
|---|---|
| WUWestern Union CO | 9.8% |
| ECPGEncore Capital | 15.9% |
| AGMFederal Agricultural Mortgage | 51.4% |
| UPSTUpstart | 4.8% |
| FLYWFlywire | 4.8% |
| HAPNHappen | 18.7% |
| PAYOPayoneer Global | 4.6% |
| EEFTEuronet Worldwide | 6.6% |
| PGYPagaya Technologies | 9.1% |
| NUTXNutex Health | 21.2% |
| LQDTLiquidity Services | 6.8% |
| Peer median | 7.9% |
Where Western Union CO ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Western Union CO
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.