Happen profit margin HAPN
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 18.7%
- Net margin on a year earlier
- +10.3 pts
- Peer median
- 9.4%
Over the twelve months to Jun 30, 2026, Happen kept 18.7% of its revenue as net profit.
The median for 10 credit services stocks of a similar size is 9.4%.
Profit margin over time
Net
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 13.6% |
| FY2024 | 6.5% |
| FY2023 | 4.5% |
| FY2022 | 24.4% |
| FY2020 | −59.0% |
| FY2019 | −4.1% |
| FY2018 | −18.5% |
| FY2017 | −26.8% |
| FY2016 | −29.1% |
| FY2015 | −1.2% |
| FY2014 | −15.6% |
| FY2013 | 7.5% |
| FY2012 | −74.2% |
| FY2012 | −19.9% |
| FY2011 | n/a |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 18.7% | +10.3 pts | |
| Q1 FY26 | 17.0% | +10.8 pts | |
| Q4 FY25 | 13.6% | +7.1 pts | |
| Q3 FY25 | 10.9% | +4.1 pts | |
| Q2 FY25 | 8.4% | +2.8 pts | |
| Q1 FY25 | 6.2% | +1.5 pts | |
| Q4 FY24 | 6.5% | +2.0 pts | |
| Q3 FY24 | 6.9% | +1.3 pts | |
| Q2 FY24 | 5.6% | −3.1 pts | |
| Q1 FY24 | 4.7% | −18.3 pts | |
| Q4 FY23 | 4.5% | −19.9 pts | |
| Q3 FY23 | 5.6% | n/a |
Against its peers
Companies in Financial - Credit Services nearest Happen's size, closest first, today.
| Company | Profit margin |
|---|---|
| HAPNHappen | 18.7% |
| PGYPagaya Technologies | 9.1% |
| NUTXNutex Health | 21.2% |
| LQDTLiquidity Services | 6.8% |
| WUWestern Union CO | 9.8% |
| ATLCAtlanticus | 5.8% |
| ECPGEncore Capital | 15.9% |
| AGMFederal Agricultural Mortgage | 51.4% |
| WDWalker & Dunlop | 3.0% |
| JCAPJefferson Capital | 23.5% |
| PWPPerella Weinberg Partners | 3.2% |
| Peer median | 9.4% |
Where Happen ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Happen
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.