United Fire profit margin UFCS
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 9.6%
- Net margin on a year earlier
- +2.6 pts
- Peer median
- 17.1%
Over the twelve months to Jun 30, 2026, United Fire kept 9.6% of its revenue as net profit.
Five years earlier its net margin was −1.2%.
The median for 10 property and casualty insurers of a similar size is 17.1%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 8.5% |
| FY2024 | 4.9% |
| FY2023 | −2.7% |
| FY2022 | 1.5% |
| FY2021 | 7.6% |
| FY2020 | −10.5% |
| FY2019 | 1.2% |
| FY2018 | 2.6% |
| FY2017 | 4.8% |
| FY2016 | 5.0% |
| FY2015 | 8.6% |
| FY2014 | 6.3% |
| FY2013 | 8.7% |
| FY2012 | 4.9% |
| FY2011 | 0.0% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 9.6% | +2.6 pts | |
| Q1 FY26 | 9.2% | +4.0 pts | |
| Q4 FY25 | 8.5% | +3.6 pts | |
| Q3 FY25 | 8.2% | +4.1 pts | |
| Q2 FY25 | 6.9% | +3.8 pts | |
| Q1 FY25 | 5.1% | +6.6 pts | |
| Q4 FY24 | 4.9% | +7.7 pts | |
| Q3 FY24 | 4.2% | +6.8 pts | |
| Q2 FY24 | 3.2% | +8.7 pts | |
| Q1 FY24 | −1.5% | −0.2 pts | |
| Q4 FY23 | −2.7% | −4.2 pts | |
| Q3 FY23 | −2.7% | −8.1 pts |
Against its peers
Companies in Insurance - Property & Casualty nearest United Fire's size, closest first, today.
| Company | Profit margin |
|---|---|
| UFCSUnited Fire | 9.6% |
| SAFTSafety Insurance | 5.3% |
| UVEUniversal Insurance | 13.5% |
| HMNHorace Mann Educators | 10.2% |
| ASICAtegrity Specialty Insurance | 20.7% |
| BOWBowhead Specialty | 10.1% |
| HRTGHeritage Insurance | 25.2% |
| HIPOHippo | 23.9% |
| EIGEmployers | 0.9% |
| HGHamilton Insurance | 28.8% |
| HCIHCI | 32.6% |
| Peer median | 17.1% |
Where United Fire ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on United Fire
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.