Superworth

HCI profit margin HCI

Gross, operating and net profit as a share of revenue over the last twelve months, from 2010.

Net margin, 12 months
32.6%
Net margin on a year earlier
+14.0 pts
Peer median
14.5%

Over the twelve months to Jun 30, 2026, HCI kept 32.6% of its revenue as net profit.

Five years earlier its net margin was 7.1%.

The median for 10 property and casualty insurers of a similar size is 14.5%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202533.2%
FY202414.7%
FY202314.4%
FY2022−11.7%
FY20210.5%
FY20208.9%
FY201911.0%
FY20187.7%
FY2017−2.8%
FY201611.0%
FY201523.0%
FY201423.5%
FY201327.2%
FY201218.5%
FY201110.6%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2632.6%+14.0 pts
Q1 FY2632.6%+15.3 pts
Q4 FY2533.2%+18.5 pts
Q3 FY2525.0%+5.6 pts
Q2 FY2518.6%−3.0 pts
Q1 FY2517.4%−0.3 pts
Q4 FY2414.7%+0.3 pts
Q3 FY2419.4%+11.0 pts
Q2 FY2421.6%+25.9 pts
Q1 FY2417.7%+26.5 pts
Q4 FY2314.4%+26.1 pts
Q3 FY238.4%+20.6 pts

Against its peers

Companies in Insurance - Property & Casualty nearest HCI's size, closest first, today.

CompanyProfit margin
HCIHCI32.6%
SKWDSkyward Specialty Insurance10.8%
HGHamilton Insurance28.8%
SPNTSiriusPoint15.6%
SLDESlide Insurance40.0%
HMNHorace Mann Educators10.2%
PLMRPalomar18.6%
SAFTSafety Insurance5.3%
UFCSUnited Fire9.6%
UVEUniversal Insurance13.5%
WTMWhite Mountains Insurance29.3%
Peer median14.5%

Where HCI ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on HCI

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.