Superworth

Universal Insurance profit margin UVE

Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.

Net margin, 12 months
13.5%
Net margin on a year earlier
+9.3 pts
Peer median
10.1%

Over the twelve months to Jun 30, 2026, Universal Insurance kept 13.5% of its revenue as net profit.

Five years earlier its net margin was 2.4%.

The median for 10 property and casualty insurers of a similar size is 10.1%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202511.4%
FY20243.9%
FY20234.8%
FY2022−1.8%
FY20211.8%
FY20201.8%
FY20195.0%
FY201814.2%
FY201714.2%
FY201614.5%
FY201519.5%
FY201419.8%
FY201319.6%
FY201211.2%
FY20118.9%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2613.5%+9.3 pts
Q1 FY2612.2%+7.9 pts
Q4 FY2511.4%+7.5 pts
Q3 FY257.7%+2.9 pts
Q2 FY254.2%−1.4 pts
Q1 FY254.3%−1.0 pts
Q4 FY243.9%−0.9 pts
Q3 FY244.8%−0.5 pts
Q2 FY245.6%+5.2 pts
Q1 FY245.3%+6.5 pts
Q4 FY234.8%+6.6 pts
Q3 FY235.3%+13.4 pts

Against its peers

Companies in Insurance - Property & Casualty nearest Universal Insurance's size, closest first, today.

CompanyProfit margin
UVEUniversal Insurance13.5%
UFCSUnited Fire9.6%
SAFTSafety Insurance5.3%
ASICAtegrity Specialty Insurance20.7%
BOWBowhead Specialty10.1%
HRTGHeritage Insurance25.2%
HIPOHippo23.9%
HMNHorace Mann Educators10.2%
EIGEmployers0.9%
ROOTRoot3.9%
HGHamilton Insurance28.8%
Peer median10.1%

Where Universal Insurance ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Universal Insurance

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.