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Universal Insurance price to book ratio UVE

Market value divided by the book value of the company's net assets, since 2011.

Today, Oct 23, 2026
2.1×
10-year median
1.6×
Against its 10-year history
80th
percentile: 0 is its lowest day, 100 its highest
10-year range
0.7× to 3.4×
Peer median
1.7×

Universal Insurance's price to book ratio is 2.1× as of Oct 23, 2026.

That is above its ten-year median of 1.6×, higher than on 80% of days in the last ten years.

Over that time it ranged from 0.7× in Oct 2022 to 3.4× in Sep 2018.

The median for 10 property and casualty insurers of a similar size is 1.7×.

Price to book ratio over time

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

YearEnd of yearLowHigh
2026 so far2.1×1.6×2.1×
20251.9×1.3×2.0×
20241.5×1.4×2.0×
20231.5×1.1×2.1×
20221.2×0.7×1.3×
20211.1×0.8×1.1×
20201.0×0.8×1.6×
20191.6×1.5×2.7×
20182.5×2.3×3.4×
20172.2×1.5×2.6×
20162.7×2.0×2.7×
20152.9×2.3×5.1×
20143.7×2.2×3.7×
20133.1×1.1×3.1×
20121.1×0.8×1.1×
20110.9×0.9×1.1×

Against its peers

Companies in Insurance - Property & Casualty nearest Universal Insurance's size, closest first, today.

CompanyPrice to book ratio
UVEUniversal Insurance2.1×
UFCSUnited Fire1.5×
SAFTSafety Insurance1.7×
ASICAtegrity Specialty Insurance1.7×
BOWBowhead Specialty2.4×
HRTGHeritage Insurance1.9×
HIPOHippo2.2×
HMNHorace Mann Educators1.2×
EIGEmployers1.1×
ROOTRoot2.5×
HGHamilton Insurance0.8×
Peer median1.7×

What the price to book ratio tells you

Market value divided by the accounting value of the company's net assets. Below 1 means the market values the business at less than what it owns on paper.

Book value misses brands, software and people, so asset-light companies always look expensive on it. Most useful for banks and industrials.

More on Universal Insurance

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.