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United Fire price to book ratio UFCS

Market value divided by the book value of the company's net assets, since 2011.

Today, Oct 23, 2026
1.5×
10-year median
1.0×
Against its 10-year history
98th
percentile: 0 is its lowest day, 100 its highest
10-year range
0.6× to 1.6×
Peer median
1.8×

United Fire's price to book ratio is 1.5× as of Oct 23, 2026.

That is above its ten-year median of 1.0×, higher than on 98% of days in the last ten years.

Over that time it ranged from 0.6× in Sep 2020 to 1.6× in Jan 2019.

The median for 10 property and casualty insurers of a similar size is 1.8×.

Price to book ratio over time

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

YearEnd of yearLowHigh
2026 so far1.5×1.0×1.5×
20251.0×0.8×1.1×
20240.9×0.7×1.0×
20230.8×0.7×1.1×
20221.0×0.7×1.1×
20210.7×0.6×1.1×
20200.8×0.6×1.2×
20191.1×1.1×1.6×
20181.6×1.1×1.6×
20171.2×1.1×1.3×
20161.3×1.0×1.3×
20151.1×0.9×1.2×
20140.9×0.8×1.0×
20131.0×0.8×1.2×
20120.7×0.6×0.9×
20110.8×0.6×0.8×

Against its peers

Companies in Insurance - Property & Casualty nearest United Fire's size, closest first, today.

CompanyPrice to book ratio
UFCSUnited Fire1.5×
SAFTSafety Insurance1.7×
UVEUniversal Insurance2.1×
HMNHorace Mann Educators1.2×
ASICAtegrity Specialty Insurance1.7×
BOWBowhead Specialty2.4×
HRTGHeritage Insurance1.9×
HIPOHippo2.2×
EIGEmployers1.1×
HGHamilton Insurance0.8×
HCIHCI2.4×
Peer median1.8×

What the price to book ratio tells you

Market value divided by the accounting value of the company's net assets. Below 1 means the market values the business at less than what it owns on paper.

Book value misses brands, software and people, so asset-light companies always look expensive on it. Most useful for banks and industrials.

More on United Fire

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.