United Fire PE ratio UFCS

Share price divided by earnings per share over the last twelve months, since 2013.

Today, Oct 23, 2026: 10.7×
10-year median: 18.2×
Against its 10-year history: 20th; percentile: 0 is its lowest day, 100 its highest
10-year range: 8.1× to 150×
Peer median: 9.8×

United Fire's PE ratio is 10.7× as of Oct 23, 2026: a share price of $57.38 against $5.38 of earnings per share over the last twelve months.

That is below its ten-year median of 18.2×, lower than on 80% of days in the last ten years.

Over that time it ranged from 8.1× in Jan 2026 to 150× in Jan 2020.

The median for 10 property and casualty insurers of a similar size is 9.8×.

PE ratio over time

median 18.2×

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	10.7×	8.1×	10.9×
2025	8.6×	8.2×	14.4×
2024	14.6×	12.5×	16.2×
2023	n/m a value too high to mean anything
2022	54.2×	43.7×	59.2×
2021	42.9×	39.7×	43.7×
2020	49.6×	49.6×	150×
2019	139×	11.9×	144×
2018	13.6×	12.5×	72.2×
2017	72.3×	15.4×	76.1×
2016	18.3×	9.9×	18.7×
2015	10.4×	10.1×	15.3×
2014	14.7×	9.6×	16.1×
2013	15.6×	14.6×	19.5×

Against its peers

Companies in Insurance - Property & Casualty nearest United Fire's size, closest first, today.

Company	PE ratio
UFCSUnited Fire	10.7×
SAFTSafety Insurance	22.4×
UVEUniversal Insurance	6.4×
HMNHorace Mann Educators	10.8×
ASICAtegrity Specialty Insurance	11.3×
BOWBowhead Specialty	18.4×
HRTGHeritage Insurance	5.2×
HIPOHippo	8.2×
EIGEmployers	76.6×
HGHamilton Insurance	5.9×
HCIHCI	8.8×
Peer median	9.8×

Where United Fire ranks

#25of 45Property and casualty insurers with the lowest PE ratio

What the PE ratio tells you

Share price divided by earnings per share over the last twelve months. It is the price tag on a dollar of profit: 20× means you pay $20 for $1 of yearly earnings.

Blank while earnings are negative. A very low PE can mean the market expects profits to fall, so read it with growth and the company's own history.

More on United Fire

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.