Heritage Insurance PE ratio HRTG

Share price divided by earnings per share over the last twelve months, since 2015.

Today, Oct 23, 2026: 5.2×
10-year median: 10.1×
Against its 10-year history: 18th; percentile: 0 is its lowest day, 100 its highest
10-year range: 3.3× to 136×
Peer median: 11.0×

Heritage Insurance's PE ratio is 5.2× as of Oct 23, 2026: a share price of $36.82 against $7.02 of earnings per share over the last twelve months.

That is below its ten-year median of 10.1×, lower than on 82% of days in the last ten years.

Over that time it ranged from 3.3× in May 2026 to 136× in Nov 2018.

The median for 10 property and casualty insurers of a similar size is 11.0×.

PE ratio over time

median 10.1×

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	5.2×	3.3×	5.8×
2025	6.0×	4.3×	10.3×
2024	4.8×	3.8×	8.3×
2023	6.2×	6.2×	8.5×
2022	n/m a value too high to mean anything
2021	27.6×	13.9×	36.3×
2020	15.1×	8.3×	19.0×
2019	19.4×	13.0×	24.0×
2018	21.3×	20.9×	136×
2017	22.8×	7.6×	22.8×
2016	8.3×	4.3×	8.4×
2015	7.1×	6.1×	12.0×

Against its peers

Companies in Insurance - Property & Casualty nearest Heritage Insurance's size, closest first, today.

Company	PE ratio
HRTGHeritage Insurance	5.2×
BOWBowhead Specialty	18.4×
ASICAtegrity Specialty Insurance	11.3×
HIPOHippo	8.2×
EIGEmployers	76.6×
UVEUniversal Insurance	6.4×
ROOTRoot	15.0×
UFCSUnited Fire	10.7×
SAFTSafety Insurance	22.4×
DGICADonegal	9.8×
HMNHorace Mann Educators	10.8×
Peer median	11.0×

Where Heritage Insurance ranks

What the PE ratio tells you

Share price divided by earnings per share over the last twelve months. It is the price tag on a dollar of profit: 20× means you pay $20 for $1 of yearly earnings.

Blank while earnings are negative. A very low PE can mean the market expects profits to fall, so read it with growth and the company's own history.

More on Heritage Insurance

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.