Superworth

Root profit margin ROOT

Gross, operating and net profit as a share of revenue over the last twelve months, from 2019.

Net margin, 12 months
3.9%
Operating margin, 12 months
5.5%
Net margin on a year earlier
−2.3 pts
Peer median
17.1%

Over the twelve months to Jun 30, 2026, Root kept 3.9% of its revenue as net profit, with an operating margin of 5.5%.

The median for 10 property and casualty insurers of a similar size is 17.1%.

Profit margin over time

OperatingNet

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet marginOperating margin
FY20252.7%4.1%
FY20242.6%6.7%
FY2023−32.4%−22.3%
FY2022−95.8%−84.7%
FY2021n/an/a
FY2020n/a−82.3%
FY2019−97.3%n/a

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a yearOperating margin
Q2 FY263.9%−2.3 pts5.5%
Q1 FY263.7%−0.7 pts5.1%
Q4 FY252.7%+0.0 pts4.1%
Q3 FY253.9%+5.4 pts6.0%
Q2 FY256.3%+16.1 pts8.8%
Q1 FY254.4%+22.0 pts7.6%
Q4 FY242.6%+35.0 pts6.7%
Q3 FY24−1.5%+53.4 pts3.0%
Q2 FY24−9.8%+60.0 pts−4.3%
Q1 FY24−17.6%+70.7 pts−10.3%
Q4 FY23−32.4%+63.4 pts−22.3%
Q3 FY23−54.8%n/a−41.2%

Against its peers

Companies in Insurance - Property & Casualty nearest Root's size, closest first, today.

CompanyProfit margin
ROOTRoot3.9%
EIGEmployers0.9%
DGICADonegal7.4%
HIPOHippo23.9%
HRTGHeritage Insurance25.2%
BOWBowhead Specialty10.1%
ASICAtegrity Specialty Insurance20.7%
AIIAmerican Integrity Insurance26.2%
ACICAMERICAN COASTAL INSURANCE30.3%
UVEUniversal Insurance13.5%
GLREGreenlight Capital RE7.8%
Peer median17.1%

Where Root ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Root

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.