SuperworthAMERICAN COASTAL INSURANCE profit margin ACIC
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 30.3%
- Operating margin, 12 months
- 40.2%
- Net margin on a year earlier
- +5.0 pts
- Peer median
- 7.7%
Over the twelve months to Jun 30, 2026, AMERICAN COASTAL INSURANCE kept 30.3% of its revenue as net profit, with an operating margin of 40.2%.
Five years earlier its net margin was −19.4%.
The median for 10 property and casualty insurers of a similar size is 7.7%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin | Operating margin |
|---|---|---|
| FY2025 | 31.8% | 41.8% |
| FY2024 | 25.5% | 33.6% |
| FY2023 | n/a | 31.8% |
| FY2022 | n/a | n/a |
| FY2021 | −9.1% | −13.2% |
| FY2020 | −11.4% | −15.6% |
| FY2019 | −3.6% | −4.0% |
| FY2018 | 0.0% | −0.6% |
| FY2017 | 1.6% | 0.1% |
| FY2016 | 1.2% | 1.4% |
| FY2015 | 7.7% | 11.6% |
| FY2014 | 14.6% | 23.0% |
| FY2013 | 9.8% | 16.6% |
| FY2012 | 7.4% | 11.6% |
| FY2011 | 8.4% | 13.7% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year | Operating margin |
|---|---|---|---|---|
| Q2 FY26 | 30.3% | +5.0 pts | 40.2% | |
| Q1 FY26 | 31.3% | +7.0 pts | 42.1% | |
| Q4 FY25 | 31.8% | +6.3 pts | 41.8% | |
| Q3 FY25 | 26.0% | −3.3 pts | 34.1% | |
| Q2 FY25 | 25.3% | −0.6 pts | 33.2% | |
| Q1 FY25 | 24.3% | −0.6 pts | 31.2% | |
| Q4 FY24 | 25.5% | n/a | 33.6% | |
| Q3 FY24 | 29.3% | +29.6 pts | 37.8% | |
| Q2 FY24 | 25.8% | +46.4 pts | 35.2% | |
| Q1 FY24 | 24.9% | +63.1 pts | 33.7% | |
| Q4 FY23 | n/a | n/a | 31.8% | |
| Q3 FY23 | −0.3% | +38.4 pts | −70.4% |
Against its peers
Companies in Insurance - Property & Casualty nearest AMERICAN COASTAL INSURANCE's size, closest first, today.
| Company | Profit margin |
|---|---|
| ACICAMERICAN COASTAL INSURANCE | 30.3% |
| AIIAmerican Integrity Insurance | 26.2% |
| GLREGreenlight Capital RE | 7.8% |
| AMSFAmerisafe | 14.0% |
| DGICADonegal | 7.4% |
| GBLIGlobal Indemnity Group, LLC | 7.5% |
| ROOTRoot | 3.9% |
| EIGEmployers | 0.9% |
| NODKNI | 2.9% |
| KINSKingstone Companies | 14.8% |
| HIPOHippo | 23.9% |
| Peer median | 7.7% |
Where AMERICAN COASTAL INSURANCE ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on AMERICAN COASTAL INSURANCE
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.