Employers profit margin EIG
Gross, operating and net profit as a share of revenue over the last twelve months, from 2010.
- Net margin, 12 months
- 0.9%
- Net margin on a year earlier
- −10.5 pts
- Peer median
- 11.8%
Over the twelve months to Jun 30, 2026, Employers kept 0.9% of its revenue as net profit.
Five years earlier its net margin was 20.4%.
The median for 10 property and casualty insurers of a similar size is 11.8%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 1.3% |
| FY2024 | 13.5% |
| FY2023 | 13.9% |
| FY2022 | 6.8% |
| FY2021 | 17.0% |
| FY2020 | 16.8% |
| FY2019 | 18.8% |
| FY2018 | 17.7% |
| FY2017 | 12.6% |
| FY2016 | 13.7% |
| FY2015 | 12.6% |
| FY2014 | 13.0% |
| FY2013 | 8.8% |
| FY2012 | 18.5% |
| FY2011 | 10.4% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 0.9% | −10.5 pts | |
| Q1 FY26 | 0.9% | −11.0 pts | |
| Q4 FY25 | 1.3% | −12.2 pts | |
| Q3 FY25 | 6.9% | −8.4 pts | |
| Q2 FY25 | 11.4% | −2.4 pts | |
| Q1 FY25 | 12.0% | −2.2 pts | |
| Q4 FY24 | 13.5% | −0.4 pts | |
| Q3 FY24 | 15.3% | +1.2 pts | |
| Q2 FY24 | 13.8% | −0.9 pts | |
| Q1 FY24 | 14.2% | +4.5 pts | |
| Q4 FY23 | 13.9% | +7.1 pts | |
| Q3 FY23 | 14.1% | +6.0 pts |
Against its peers
Companies in Insurance - Property & Casualty nearest Employers' size, closest first, today.
| Company | Profit margin |
|---|---|
| EIGEmployers | 0.9% |
| HIPOHippo | 23.9% |
| ROOTRoot | 3.9% |
| HRTGHeritage Insurance | 25.2% |
| BOWBowhead Specialty | 10.1% |
| ASICAtegrity Specialty Insurance | 20.7% |
| DGICADonegal | 7.4% |
| UVEUniversal Insurance | 13.5% |
| UFCSUnited Fire | 9.6% |
| SAFTSafety Insurance | 5.3% |
| AIIAmerican Integrity Insurance | 26.2% |
| Peer median | 11.8% |
Where Employers ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Employers
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.