Safety Insurance profit margin SAFT
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 5.3%
- Net margin on a year earlier
- −1.7 pts
- Peer median
- 17.1%
Over the twelve months to Jun 30, 2026, Safety Insurance kept 5.3% of its revenue as net profit.
Five years earlier its net margin was 19.0%.
The median for 10 property and casualty insurers of a similar size is 17.1%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 7.9% |
| FY2024 | 6.3% |
| FY2023 | 2.0% |
| FY2022 | 5.8% |
| FY2021 | 14.8% |
| FY2020 | 16.3% |
| FY2019 | 11.3% |
| FY2018 | 9.9% |
| FY2017 | 7.4% |
| FY2016 | 7.9% |
| FY2015 | −1.7% |
| FY2014 | 7.6% |
| FY2013 | 8.2% |
| FY2012 | 8.3% |
| FY2011 | 2.1% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 5.3% | −1.7 pts | |
| Q1 FY26 | 4.9% | −1.4 pts | |
| Q4 FY25 | 7.9% | +1.5 pts | |
| Q3 FY25 | 7.1% | +0.2 pts | |
| Q2 FY25 | 7.1% | +2.1 pts | |
| Q1 FY25 | 6.3% | +1.1 pts | |
| Q4 FY24 | 6.3% | +4.3 pts | |
| Q3 FY24 | 6.9% | +3.4 pts | |
| Q2 FY24 | 5.0% | +0.8 pts | |
| Q1 FY24 | 5.2% | +2.0 pts | |
| Q4 FY23 | 2.0% | −3.8 pts | |
| Q3 FY23 | 3.5% | −3.3 pts |
Against its peers
Companies in Insurance - Property & Casualty nearest Safety Insurance's size, closest first, today.
| Company | Profit margin |
|---|---|
| SAFTSafety Insurance | 5.3% |
| UFCSUnited Fire | 9.6% |
| UVEUniversal Insurance | 13.5% |
| HMNHorace Mann Educators | 10.2% |
| ASICAtegrity Specialty Insurance | 20.7% |
| BOWBowhead Specialty | 10.1% |
| HRTGHeritage Insurance | 25.2% |
| HIPOHippo | 23.9% |
| HGHamilton Insurance | 28.8% |
| EIGEmployers | 0.9% |
| HCIHCI | 32.6% |
| Peer median | 17.1% |
Where Safety Insurance ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Safety Insurance
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.