Donegal profit margin DGICA
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 7.4%
- Net margin on a year earlier
- −1.0 pts
- Peer median
- 17.3%
Over the twelve months to Jun 30, 2026, Donegal kept 7.4% of its revenue as net profit.
Five years earlier its net margin was 6.7%.
The median for 10 property and casualty insurers of a similar size is 17.3%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 8.1% |
| FY2024 | 5.1% |
| FY2023 | 0.5% |
| FY2022 | −0.2% |
| FY2021 | 3.1% |
| FY2020 | 6.8% |
| FY2019 | 5.8% |
| FY2018 | −4.3% |
| FY2017 | 1.0% |
| FY2016 | 4.5% |
| FY2015 | 3.3% |
| FY2014 | 2.5% |
| FY2013 | 4.8% |
| FY2012 | 4.5% |
| FY2011 | 0.1% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 7.4% | −1.0 pts | |
| Q1 FY26 | 6.8% | −0.3 pts | |
| Q4 FY25 | 8.1% | +3.0 pts | |
| Q3 FY25 | 8.7% | +6.2 pts | |
| Q2 FY25 | 8.3% | +7.6 pts | |
| Q1 FY25 | 7.1% | +6.5 pts | |
| Q4 FY24 | 5.1% | +4.7 pts | |
| Q3 FY24 | 2.5% | +1.5 pts | |
| Q2 FY24 | 0.8% | +0.7 pts | |
| Q1 FY24 | 0.5% | +1.7 pts | |
| Q4 FY23 | 0.5% | +0.7 pts | |
| Q3 FY23 | 1.1% | +1.1 pts |
Against its peers
Companies in Insurance - Property & Casualty nearest Donegal's size, closest first, today.
| Company | Profit margin |
|---|---|
| DGICADonegal | 7.4% |
| ROOTRoot | 3.9% |
| AIIAmerican Integrity Insurance | 26.2% |
| ACICAMERICAN COASTAL INSURANCE | 30.3% |
| EIGEmployers | 0.9% |
| GLREGreenlight Capital RE | 7.8% |
| AMSFAmerisafe | 14.0% |
| HIPOHippo | 23.9% |
| HRTGHeritage Insurance | 25.2% |
| BOWBowhead Specialty | 10.1% |
| ASICAtegrity Specialty Insurance | 20.7% |
| Peer median | 17.3% |
Where Donegal ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Donegal
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.