Richmond Mutual Bancorporation profit margin RMBI
Gross, operating and net profit as a share of revenue over the last twelve months, from 2018.
- Net margin, 12 months
- 23.1%
- Net margin on a year earlier
- +2.0 pts
- Peer median
- 23.3%
Over the twelve months to Jun 30, 2026, Richmond Mutual Bancorporation kept 23.1% of its revenue as net profit.
Five years earlier its net margin was 24.4%.
The median for 10 regional banks of a similar size is 23.3%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 23.7% |
| FY2024 | 21.6% |
| FY2023 | 22.4% |
| FY2022 | 27.9% |
| FY2021 | 25.5% |
| FY2020 | 24.9% |
| FY2019 | −41.1% |
| FY2018 | 17.9% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 23.1% | +2.0 pts | |
| Q1 FY26 | 24.7% | +4.2 pts | |
| Q4 FY25 | 23.7% | +2.1 pts | |
| Q3 FY25 | 22.7% | +2.1 pts | |
| Q2 FY25 | 21.1% | +1.5 pts | |
| Q1 FY25 | 20.4% | −0.7 pts | |
| Q4 FY24 | 21.6% | −0.9 pts | |
| Q3 FY24 | 20.6% | −4.2 pts | |
| Q2 FY24 | 19.6% | −7.1 pts | |
| Q1 FY24 | 21.2% | −6.6 pts | |
| Q4 FY23 | 22.4% | −5.4 pts | |
| Q3 FY23 | 24.8% | −2.2 pts |
Against its peers
Companies in Banks - Regional nearest Richmond Mutual Bancorporation's size, closest first, today.
| Company | Profit margin |
|---|---|
| RMBIRichmond Mutual Bancorporation | 23.1% |
| FXNCFirst National | 23.3% |
| FNRNFirst Northern Community Bancorp | 30.0% |
| WNEBWestern New England Bancorp | 19.0% |
| EFSIEagle Financial Services | 20.6% |
| GBFHGBank Financial | 22.4% |
| FRAFFranklin Financial Services | 26.0% |
| OVLYOak Valley Bancorp | 28.0% |
| MYFWFirst Western Financial | 16.9% |
| DAAQDigital Asset Acquisition | n/m |
| ISBAIsabella Bank | 23.4% |
| Peer median | 23.3% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Richmond Mutual Bancorporation
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.