Oak Valley Bancorp profit margin OVLY
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 28.0%
- Net margin on a year earlier
- −3.1 pts
- Peer median
- 23.3%
Over the twelve months to Jun 30, 2026, Oak Valley Bancorp kept 28.0% of its revenue as net profit.
Five years earlier its net margin was 31.6%.
The median for 10 regional banks of a similar size is 23.3%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 29.3% |
| FY2024 | 32.6% |
| FY2023 | 37.4% |
| FY2022 | 34.9% |
| FY2021 | 30.1% |
| FY2020 | 27.5% |
| FY2019 | 27.1% |
| FY2018 | 26.7% |
| FY2017 | 22.6% |
| FY2016 | 21.3% |
| FY2015 | 16.6% |
| FY2014 | 24.5% |
| FY2013 | 21.4% |
| FY2012 | 20.7% |
| FY2011 | 21.0% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 28.0% | −3.1 pts | |
| Q1 FY26 | 28.8% | −2.9 pts | |
| Q4 FY25 | 29.3% | −3.3 pts | |
| Q3 FY25 | 29.6% | −2.6 pts | |
| Q2 FY25 | 31.0% | −0.8 pts | |
| Q1 FY25 | 31.7% | −2.5 pts | |
| Q4 FY24 | 32.6% | −4.8 pts | |
| Q3 FY24 | 32.2% | −9.1 pts | |
| Q2 FY24 | 31.8% | −9.9 pts | |
| Q1 FY24 | 34.2% | −5.6 pts | |
| Q4 FY23 | 37.4% | +2.5 pts | |
| Q3 FY23 | 41.4% | +12.2 pts |
Against its peers
Companies in Banks - Regional nearest Oak Valley Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| OVLYOak Valley Bancorp | 28.0% |
| FRAFFranklin Financial Services | 26.0% |
| MYFWFirst Western Financial | 16.9% |
| ISBAIsabella Bank | 23.4% |
| WNEBWestern New England Bancorp | 19.0% |
| FNRNFirst Northern Community Bancorp | 30.0% |
| FXNCFirst National | 23.3% |
| BPRNPrinceton Bancorp | 30.0% |
| FVCBFVCBankcorp | n/m |
| RMBIRichmond Mutual Bancorporation | 23.1% |
| EFSIEagle Financial Services | 20.6% |
| Peer median | 23.3% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Oak Valley Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.