Eagle Financial Services profit margin EFSI
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 20.6%
- Net margin on a year earlier
- +8.6 pts
- Peer median
- 23.2%
Over the twelve months to Jun 30, 2026, Eagle Financial Services kept 20.6% of its revenue as net profit.
Five years earlier its net margin was 24.6%.
The median for 10 regional banks of a similar size is 23.2%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 11.8% |
| FY2024 | 21.1% |
| FY2023 | 14.4% |
| FY2022 | 23.2% |
| FY2021 | 21.1% |
| FY2020 | 25.3% |
| FY2019 | 25.0% |
| FY2018 | 24.8% |
| FY2017 | 22.9% |
| FY2016 | 20.3% |
| FY2015 | 21.8% |
| FY2014 | 24.2% |
| FY2013 | 23.9% |
| FY2012 | 22.3% |
| FY2011 | 15.1% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 20.6% | +8.6 pts | |
| Q1 FY26 | 22.1% | +12.7 pts | |
| Q4 FY25 | 11.8% | −9.3 pts | |
| Q3 FY25 | 14.4% | −2.9 pts | |
| Q2 FY25 | 12.0% | −4.0 pts | |
| Q1 FY25 | 9.4% | −5.0 pts | |
| Q4 FY24 | 21.1% | +6.7 pts | |
| Q3 FY24 | 17.3% | +1.8 pts | |
| Q2 FY24 | 16.0% | −2.6 pts | |
| Q1 FY24 | 14.4% | −7.1 pts | |
| Q4 FY23 | 14.4% | −8.8 pts | |
| Q3 FY23 | 15.5% | −6.9 pts |
Against its peers
Companies in Banks - Regional nearest Eagle Financial Services' size, closest first, today.
| Company | Profit margin |
|---|---|
| EFSIEagle Financial Services | 20.6% |
| GBFHGBank Financial | 22.4% |
| RMBIRichmond Mutual Bancorporation | 23.1% |
| DAAQDigital Asset Acquisition | n/m |
| FXNCFirst National | 23.3% |
| PEBKPeoples Bancorp of North Carolina | n/m |
| FNRNFirst Northern Community Bancorp | 30.0% |
| WNEBWestern New England Bancorp | 19.0% |
| QNBCQNB | 20.3% |
| FRAFFranklin Financial Services | 26.0% |
| OVLYOak Valley Bancorp | 28.0% |
| Peer median | 23.2% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Eagle Financial Services
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.