Superworth

First National profit margin FXNC

Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.

Net margin, 12 months
23.3%
Net margin on a year earlier
+13.7 pts
Peer median
23.1%

Over the twelve months to Jun 30, 2026, First National kept 23.3% of its revenue as net profit.

Five years earlier its net margin was 27.4%.

The median for 10 regional banks of a similar size is 23.1%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202519.6%
FY202410.1%
FY202317.4%
FY202228.9%
FY202123.0%
FY202023.5%
FY201926.1%
FY201827.6%
FY201719.2%
FY201618.6%
FY20159.1%
FY201429.3%
FY201338.9%
FY201210.6%
FY2011−42.2%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2623.3%+13.7 pts
Q1 FY2622.9%+15.8 pts
Q4 FY2519.6%+9.5 pts
Q3 FY2512.4%+0.2 pts
Q2 FY259.6%−4.4 pts
Q1 FY257.1%−8.9 pts
Q4 FY2410.1%−7.3 pts
Q3 FY2412.2%−14.4 pts
Q2 FY2414.0%−14.4 pts
Q1 FY2416.0%−12.7 pts
Q4 FY2317.4%−11.4 pts
Q3 FY2326.6%+0.8 pts

Against its peers

Companies in Banks - Regional nearest First National's size, closest first, today.

CompanyProfit margin
FXNCFirst National23.3%
FNRNFirst Northern Community Bancorp30.0%
RMBIRichmond Mutual Bancorporation23.1%
WNEBWestern New England Bancorp19.0%
FRAFFranklin Financial Services26.0%
OVLYOak Valley Bancorp28.0%
EFSIEagle Financial Services20.6%
GBFHGBank Financial22.4%
MYFWFirst Western Financial16.9%
ISBAIsabella Bank23.4%
DAAQDigital Asset Acquisitionn/m
Peer median23.1%

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on First National

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.