First National PE ratio FXNC

Share price divided by earnings per share over the last twelve months, since 2013.

Today, Oct 23, 2026: 12.5×
10-year median: 10.8×
Against its 10-year history: 67th; percentile: 0 is its lowest day, 100 its highest
10-year range: 5.3× to 26.2×
Peer median: 13.6×

First National's PE ratio is 12.5× as of Oct 23, 2026: a share price of $29.98 against $2.40 of earnings per share over the last twelve months.

That is above its ten-year median of 10.8×, higher than on 67% of days in the last ten years.

Over that time it ranged from 5.3× in May 2023 to 26.2× in Jul 2025.

The median for 10 regional banks of a similar size is 13.6×.

PE ratio over time

median 10.8×

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	12.5×	11.4×	22.7×
2025	20.2×	16.0×	26.2×
2024	21.2×	6.7×	22.6×
2023	9.0×	5.3×	9.0×
2022	7.5×	7.4×	11.0×
2021	10.4×	9.3×	11.1×
2020	9.9×	7.3×	11.6×
2019	11.3×	9.5×	11.4×
2018	10.3×	9.8×	14.6×
2017	13.0×	10.8×	15.2×
2016	12.6×	10.5×	30.3×
2015	10.8×	4.1×	10.8×
2014	4.1×	3.7×	14.9×
2013	11.2×	10.1×	15.1×

Against its peers

Companies in Banks - Regional nearest First National's size, closest first, today.

Company	PE ratio
FXNCFirst National	12.5×
FNRNFirst Northern Community Bancorp	12.5×
RMBIRichmond Mutual Bancorporation	13.1×
WNEBWestern New England Bancorp	16.5×
FRAFFranklin Financial Services	11.6×
OVLYOak Valley Bancorp	12.1×
EFSIEagle Financial Services	13.6×
GBFHGBank Financial	13.6×
MYFWFirst Western Financial	16.1×
ISBAIsabella Bank	14.2×
DAAQDigital Asset Acquisition	38.9×
Peer median	13.6×

Where First National ranks

#98of 193Regional banks with the lowest PE ratio

What the PE ratio tells you

Share price divided by earnings per share over the last twelve months. It is the price tag on a dollar of profit: 20× means you pay $20 for $1 of yearly earnings.

Blank while earnings are negative. A very low PE can mean the market expects profits to fall, so read it with growth and the company's own history.

More on First National

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.