Franklin Financial Services profit margin FRAF
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 26.0%
- Net margin on a year earlier
- +7.2 pts
- Peer median
- 23.3%
Over the twelve months to Jun 30, 2026, Franklin Financial Services kept 26.0% of its revenue as net profit.
Five years earlier its net margin was 30.4%.
The median for 10 regional banks of a similar size is 23.3%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 23.9% |
| FY2024 | 15.6% |
| FY2023 | 19.9% |
| FY2022 | 22.4% |
| FY2021 | 30.6% |
| FY2020 | 22.4% |
| FY2019 | 28.0% |
| FY2018 | 11.5% |
| FY2017 | 4.4% |
| FY2016 | 17.4% |
| FY2015 | 22.7% |
| FY2014 | 19.7% |
| FY2013 | 15.0% |
| FY2012 | 12.9% |
| FY2011 | 15.3% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 26.0% | +7.2 pts | |
| Q1 FY26 | 25.9% | +10.0 pts | |
| Q4 FY25 | 23.9% | +8.3 pts | |
| Q3 FY25 | 19.4% | +0.3 pts | |
| Q2 FY25 | 18.8% | −0.3 pts | |
| Q1 FY25 | 15.8% | −3.6 pts | |
| Q4 FY24 | 15.6% | −4.3 pts | |
| Q3 FY24 | 19.1% | −1.1 pts | |
| Q2 FY24 | 19.1% | −2.2 pts | |
| Q1 FY24 | 19.5% | −2.8 pts | |
| Q4 FY23 | 19.9% | −2.5 pts | |
| Q3 FY23 | 20.1% | −2.9 pts |
Against its peers
Companies in Banks - Regional nearest Franklin Financial Services' size, closest first, today.
| Company | Profit margin |
|---|---|
| FRAFFranklin Financial Services | 26.0% |
| OVLYOak Valley Bancorp | 28.0% |
| MYFWFirst Western Financial | 16.9% |
| WNEBWestern New England Bancorp | 19.0% |
| ISBAIsabella Bank | 23.4% |
| FNRNFirst Northern Community Bancorp | 30.0% |
| FXNCFirst National | 23.3% |
| BPRNPrinceton Bancorp | 30.0% |
| RMBIRichmond Mutual Bancorporation | 23.1% |
| FVCBFVCBankcorp | n/m |
| EFSIEagle Financial Services | 20.6% |
| Peer median | 23.3% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Franklin Financial Services
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.