First Western Financial profit margin MYFW
Gross, operating and net profit as a share of revenue over the last twelve months, from 2017.
- Net margin, 12 months
- 16.9%
- Net margin on a year earlier
- +4.7 pts
- Peer median
- 23.4%
Over the twelve months to Jun 30, 2026, First Western Financial kept 16.9% of its revenue as net profit.
Five years earlier its net margin was 26.3%.
The median for 10 regional banks of a similar size is 23.4%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 12.9% |
| FY2024 | 9.2% |
| FY2023 | 5.6% |
| FY2022 | 19.4% |
| FY2021 | 21.3% |
| FY2020 | 25.2% |
| FY2019 | 12.4% |
| FY2018 | 9.8% |
| FY2017 | 3.7% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 16.9% | +4.7 pts | |
| Q1 FY26 | 14.4% | +3.6 pts | |
| Q4 FY25 | 12.9% | +3.7 pts | |
| Q3 FY25 | 12.8% | +10.1 pts | |
| Q2 FY25 | 12.2% | +8.4 pts | |
| Q1 FY25 | 10.9% | +6.6 pts | |
| Q4 FY24 | 9.2% | +3.6 pts | |
| Q3 FY24 | 2.8% | −11.3 pts | |
| Q2 FY24 | 3.8% | −12.3 pts | |
| Q1 FY24 | 4.3% | −13.8 pts | |
| Q4 FY23 | 5.6% | −13.8 pts | |
| Q3 FY23 | 14.0% | −2.9 pts |
Against its peers
Companies in Banks - Regional nearest First Western Financial's size, closest first, today.
| Company | Profit margin |
|---|---|
| MYFWFirst Western Financial | 16.9% |
| ISBAIsabella Bank | 23.4% |
| OVLYOak Valley Bancorp | 28.0% |
| FRAFFranklin Financial Services | 26.0% |
| BPRNPrinceton Bancorp | 30.0% |
| WNEBWestern New England Bancorp | 19.0% |
| FVCBFVCBankcorp | n/m |
| FNRNFirst Northern Community Bancorp | 30.0% |
| FXNCFirst National | 23.3% |
| RMBIRichmond Mutual Bancorporation | 23.1% |
| FSBWFS Bancorp | 21.4% |
| Peer median | 23.4% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on First Western Financial
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.