FS Bancorp profit margin FSBW
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 21.4%
- Net margin on a year earlier
- −1.5 pts
- Peer median
- 23.4%
Over the twelve months to Jun 30, 2026, FS Bancorp kept 21.4% of its revenue as net profit.
Five years earlier its net margin was 33.3%.
The median for 10 regional banks of a similar size is 23.4%.
Profit margin over time
Net
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 21.8% |
| FY2024 | 24.2% |
| FY2023 | 25.1% |
| FY2022 | 24.2% |
| FY2021 | 30.1% |
| FY2020 | 30.3% |
| FY2019 | 24.3% |
| FY2018 | 30.8% |
| FY2017 | 21.6% |
| FY2016 | 18.3% |
| FY2015 | 19.4% |
| FY2014 | 14.1% |
| FY2013 | 13.8% |
| FY2012 | 23.4% |
| FY2011 | 9.7% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 21.4% | −1.5 pts | |
| Q1 FY26 | 21.5% | −2.4 pts | |
| Q4 FY25 | 21.8% | −2.4 pts | |
| Q3 FY25 | 21.8% | −4.1 pts | |
| Q2 FY25 | 22.8% | −2.3 pts | |
| Q1 FY25 | 23.8% | −1.4 pts | |
| Q4 FY24 | 24.2% | −0.9 pts | |
| Q3 FY24 | 25.8% | +1.8 pts | |
| Q2 FY24 | 25.2% | +0.8 pts | |
| Q1 FY24 | 25.3% | +1.4 pts | |
| Q4 FY23 | 25.1% | +0.8 pts | |
| Q3 FY23 | 24.1% | −1.5 pts |
Against its peers
Companies in Banks - Regional nearest FS Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| FSBWFS Bancorp | 21.4% |
| BCMLBayCom | 12.6% |
| JMSBJohn Marshall Bancorp | 35.8% |
| COSOCoastalSouth Bancshares | 31.3% |
| FVCBFVCBankcorp | n/m |
| BPRNPrinceton Bancorp | 30.0% |
| CFFIC & F Financial | 19.5% |
| WSBFWaterstone Financial | 20.0% |
| ISBAIsabella Bank | 23.4% |
| MYFWFirst Western Financial | 16.9% |
| TSBKTimberland Bancorp | 36.2% |
| Peer median | 23.4% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on FS Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.