Superworth

Waterstone Financial profit margin WSBF

Gross, operating and net profit as a share of revenue over the last twelve months, from 2013.

Net margin, 12 months
20.0%
Net margin on a year earlier
+4.6 pts
Peer median
27.3%

Over the twelve months to Jun 30, 2026, Waterstone Financial kept 20.0% of its revenue as net profit.

Five years earlier its net margin was 30.1%.

The median for 10 regional banks of a similar size is 27.3%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202518.6%
FY202413.8%
FY20237.1%
FY202212.0%
FY202127.4%
FY202027.3%
FY201919.6%
FY201817.8%
FY201714.8%
FY201615.0%
FY201511.6%
FY201410.1%
FY201311.6%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2620.0%+4.6 pts
Q1 FY2619.8%+5.8 pts
Q4 FY2518.6%+4.8 pts
Q3 FY2517.5%+7.3 pts
Q2 FY2515.5%+6.5 pts
Q1 FY2514.1%+6.3 pts
Q4 FY2413.8%+6.7 pts
Q3 FY2410.2%+2.5 pts
Q2 FY249.0%+0.4 pts
Q1 FY247.8%−2.9 pts
Q4 FY237.1%−4.9 pts
Q3 FY237.6%−9.2 pts

Against its peers

Companies in Banks - Regional nearest Waterstone Financial's size, closest first, today.

CompanyProfit margin
WSBFWaterstone Financial20.0%
TSBKTimberland Bancorp36.2%
BRBSBlue Ridge Bankshares11.2%
CFFIC & F Financial19.5%
FRSTPrimis Financial23.8%
NWFLNorwood Financialn/m
NECBNorthEast Community Bancorp40.9%
COSOCoastalSouth Bancshares31.3%
JMSBJohn Marshall Bancorp35.8%
ISTRInvestar27.3%
BCMLBayCom12.6%
Peer median27.3%

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Waterstone Financial

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.