Waterstone Financial PE ratio WSBF

Share price divided by earnings per share over the last twelve months, since 2014.

Today, Oct 23, 2026: 11.6×
10-year median: 14.9×
Against its 10-year history: 28th; percentile: 0 is its lowest day, 100 its highest
10-year range: 4.8× to 29.8×
Peer median: 12.0×

Waterstone Financial's PE ratio is 11.6× as of Oct 23, 2026: a share price of $19.95 against $1.72 of earnings per share over the last twelve months.

That is below its ten-year median of 14.9×, lower than on 72% of days in the last ten years.

Over that time it ranged from 4.8× in Jul 2021 to 29.8× in Jul 2024.

The median for 10 regional banks of a similar size is 12.0×.

PE ratio over time

median 14.9×

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	11.6×	10.8×	13.8×
2025	12.4×	11.5×	20.1×
2024	18.4×	18.4×	29.8×
2023	28.4×	11.5×	28.4×
2022	12.6×	5.4×	12.6×
2021	6.1×	4.8×	7.9×
2020	7.5×	6.7×	15.2×
2019	15.5×	14.0×	16.7×
2018	16.5×	16.0×	19.0×
2017	16.2×	16.2×	23.7×
2016	22.7×	20.6×	27.0×
2015	27.1×	25.8×	36.8×
2014	35.7×	34.0×	35.7×

Against its peers

Companies in Banks - Regional nearest Waterstone Financial's size, closest first, today.

Company	PE ratio
WSBFWaterstone Financial	11.6×
TSBKTimberland Bancorp	11.7×
BRBSBlue Ridge Bankshares	40.7×
CFFIC & F Financial	12.0×
FRSTPrimis Financial	7.1×
NWFLNorwood Financial	12.0×
NECBNorthEast Community Bancorp	8.9×
COSOCoastalSouth Bancshares	12.6×
JMSBJohn Marshall Bancorp	13.7×
ISTRInvestar	11.7×
BCMLBayCom	25.4×
Peer median	12.0×

Where Waterstone Financial ranks

#57of 193Regional banks with the lowest PE ratio

What the PE ratio tells you

Share price divided by earnings per share over the last twelve months. It is the price tag on a dollar of profit: 20× means you pay $20 for $1 of yearly earnings.

Blank while earnings are negative. A very low PE can mean the market expects profits to fall, so read it with growth and the company's own history.

More on Waterstone Financial

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.