First Northern Community Bancorp profit margin FNRN
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 30.0%
- Net margin on a year earlier
- +1.6 pts
- Peer median
- 23.2%
Over the twelve months to Jun 30, 2026, First Northern Community Bancorp kept 30.0% of its revenue as net profit.
Five years earlier its net margin was 23.5%.
The median for 10 regional banks of a similar size is 23.2%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 28.7% |
| FY2024 | 28.5% |
| FY2023 | 29.0% |
| FY2022 | 25.8% |
| FY2021 | 26.2% |
| FY2020 | 22.0% |
| FY2019 | 27.1% |
| FY2018 | 24.3% |
| FY2017 | 18.6% |
| FY2016 | 19.1% |
| FY2015 | 18.3% |
| FY2014 | 15.9% |
| FY2013 | 14.6% |
| FY2012 | 12.9% |
| FY2011 | 7.5% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 30.0% | +1.6 pts | |
| Q1 FY26 | 31.1% | +3.7 pts | |
| Q4 FY25 | 28.7% | +0.3 pts | |
| Q3 FY25 | 29.0% | −0.7 pts | |
| Q2 FY25 | 28.5% | −0.2 pts | |
| Q1 FY25 | 27.4% | −0.7 pts | |
| Q4 FY24 | 28.5% | −0.5 pts | |
| Q3 FY24 | 29.7% | +3.1 pts | |
| Q2 FY24 | 28.6% | +1.6 pts | |
| Q1 FY24 | 28.1% | +0.7 pts | |
| Q4 FY23 | 29.0% | +3.2 pts | |
| Q3 FY23 | 26.5% | +1.7 pts |
Against its peers
Companies in Banks - Regional nearest First Northern Community Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| FNRNFirst Northern Community Bancorp | 30.0% |
| WNEBWestern New England Bancorp | 19.0% |
| FXNCFirst National | 23.3% |
| RMBIRichmond Mutual Bancorporation | 23.1% |
| FRAFFranklin Financial Services | 26.0% |
| OVLYOak Valley Bancorp | 28.0% |
| MYFWFirst Western Financial | 16.9% |
| ISBAIsabella Bank | 23.4% |
| EFSIEagle Financial Services | 20.6% |
| GBFHGBank Financial | 22.4% |
| BPRNPrinceton Bancorp | 30.0% |
| Peer median | 23.2% |
Where First Northern Community Bancorp ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on First Northern Community Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.