QNB profit margin QNBC
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 20.3%
- Net margin on a year earlier
- −3.9 pts
- Peer median
- 21.5%
Over the twelve months to Jun 30, 2026, QNB kept 20.3% of its revenue as net profit.
Five years earlier its net margin was 32.5%.
The median for 10 regional banks of a similar size is 21.5%.
Profit margin over time
Net
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 24.2% |
| FY2024 | 23.0% |
| FY2023 | 21.1% |
| FY2022 | 31.7% |
| FY2021 | 31.8% |
| FY2020 | 26.9% |
| FY2019 | 27.7% |
| FY2018 | 28.4% |
| FY2017 | 21.1% |
| FY2016 | 26.1% |
| FY2015 | 24.6% |
| FY2014 | 26.7% |
| FY2013 | 26.8% |
| FY2012 | 28.4% |
| FY2011 | 27.4% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 20.3% | −3.9 pts | |
| Q1 FY26 | 23.8% | +1.3 pts | |
| Q4 FY25 | 24.2% | +1.2 pts | |
| Q3 FY25 | 24.0% | +4.0 pts | |
| Q2 FY25 | 24.2% | +5.8 pts | |
| Q1 FY25 | 22.5% | +4.9 pts | |
| Q4 FY24 | 23.0% | +1.9 pts | |
| Q3 FY24 | 20.0% | −8.3 pts | |
| Q2 FY24 | 18.4% | −12.2 pts | |
| Q1 FY24 | 17.5% | −15.4 pts | |
| Q4 FY23 | 21.1% | −10.6 pts | |
| Q3 FY23 | 28.3% | −1.4 pts |
Against its peers
Companies in Banks - Regional nearest QNB's size, closest first, today.
| Company | Profit margin |
|---|---|
| QNBCQNB | 20.3% |
| PEBKPeoples Bancorp of North Carolina | n/m |
| OPBKOP Bancorp | 29.2% |
| DAAQDigital Asset Acquisition | n/m |
| FCAPFirst Capital | 33.8% |
| GBFHGBank Financial | 22.4% |
| CZWICitizens Community Bancorp | 19.9% |
| EFSIEagle Financial Services | 20.6% |
| RBKBRhinebeck Bancorp | 18.4% |
| RMBIRichmond Mutual Bancorporation | 23.1% |
| CBFVCB Financial Services | 14.9% |
| Peer median | 21.5% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on QNB
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.