Rhinebeck Bancorp profit margin RBKB
Gross, operating and net profit as a share of revenue over the last twelve months, from 2018.
- Net margin, 12 months
- 18.4%
- Net margin on a year earlier
- +35.4 pts
- Peer median
- 24.1%
Over the twelve months to Jun 30, 2026, Rhinebeck Bancorp kept 18.4% of its revenue as net profit.
Five years earlier its net margin was 19.9%.
The median for 10 regional banks of a similar size is 24.1%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 18.8% |
| FY2024 | −30.0% |
| FY2023 | 10.0% |
| FY2022 | 14.7% |
| FY2021 | 24.7% |
| FY2020 | 13.2% |
| FY2019 | 15.7% |
| FY2018 | 13.0% |
| FY2017 | n/a |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 18.4% | +35.4 pts | |
| Q1 FY26 | 18.7% | +42.7 pts | |
| Q4 FY25 | 18.8% | +48.8 pts | |
| Q3 FY25 | 10.6% | +26.7 pts | |
| Q2 FY25 | −17.0% | −26.9 pts | |
| Q1 FY25 | −24.0% | −35.0 pts | |
| Q4 FY24 | −30.0% | −40.1 pts | |
| Q3 FY24 | −16.1% | −25.8 pts | |
| Q2 FY24 | 9.9% | −1.4 pts | |
| Q1 FY24 | 11.0% | −1.2 pts | |
| Q4 FY23 | 10.0% | −4.6 pts | |
| Q3 FY23 | 9.7% | −9.1 pts |
Against its peers
Companies in Banks - Regional nearest Rhinebeck Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| RBKBRhinebeck Bancorp | 18.4% |
| CZWICitizens Community Bancorp | 19.9% |
| CBFVCB Financial Services | 14.9% |
| FCAPFirst Capital | 33.8% |
| SBFGSB Financial | 24.5% |
| ECBKECB Bancorp | 29.4% |
| FNWDFinward Bancorp | 14.2% |
| BVFLBV Financial | 32.5% |
| OPBKOP Bancorp | 29.2% |
| QNBCQNB | 20.3% |
| MNSBMainStreet Bancshares | 23.7% |
| Peer median | 24.1% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Rhinebeck Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.