BV Financial profit margin BVFL
Gross, operating and net profit as a share of revenue over the last twelve months, from 2022.
- Net margin, 12 months
- 32.5%
- Net margin on a year earlier
- +4.9 pts
- Peer median
- 19.2%
Over the twelve months to Jun 30, 2026, BV Financial kept 32.5% of its revenue as net profit.
The median for 10 regional banks of a similar size is 19.2%.
Profit margin over time
Net
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 34.1% |
| FY2024 | 31.1% |
| FY2023 | 36.1% |
| FY2022 | 29.6% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 32.5% | +4.9 pts | |
| Q1 FY26 | 31.1% | +1.8 pts | |
| Q4 FY25 | 34.1% | +3.0 pts | |
| Q3 FY25 | 27.5% | −6.5 pts | |
| Q2 FY25 | 27.7% | −6.2 pts | |
| Q1 FY25 | 29.3% | −5.7 pts | |
| Q4 FY24 | 31.1% | −5.0 pts | |
| Q3 FY24 | 33.9% | −0.4 pts | |
| Q2 FY24 | 33.9% | +1.2 pts | |
| Q1 FY24 | 35.1% | +4.4 pts | |
| Q4 FY23 | 36.1% | +6.5 pts | |
| Q3 FY23 | 34.3% | n/a |
Against its peers
Companies in Banks - Regional nearest BV Financial's size, closest first, today.
| Company | Profit margin |
|---|---|
| BVFLBV Financial | 32.5% |
| FNWDFinward Bancorp | 14.2% |
| ECBKECB Bancorp | 29.4% |
| SBFGSB Financial | 24.5% |
| CBFVCB Financial Services | 14.9% |
| MNSBMainStreet Bancshares | 23.7% |
| RBKBRhinebeck Bancorp | 18.4% |
| EBMTEagle Bancorp Montana | 16.8% |
| CZWICitizens Community Bancorp | 19.9% |
| HNVRHanover Bancorp | 12.6% |
| FCAPFirst Capital | 33.8% |
| Peer median | 19.2% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on BV Financial
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.