Superworth

First Capital profit margin FCAP

Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.

Net margin, 12 months
33.8%
Net margin on a year earlier
+5.3 pts
Peer median
20.3%

Over the twelve months to Jun 30, 2026, First Capital kept 33.8% of its revenue as net profit.

Five years earlier its net margin was 30.0%.

The median for 10 regional banks of a similar size is 20.3%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202532.3%
FY202427.5%
FY202330.3%
FY202229.6%
FY202130.2%
FY202027.6%
FY201927.9%
FY201827.7%
FY201723.4%
FY201623.3%
FY201522.8%
FY201425.2%
FY201323.7%
FY201218.8%
FY201119.3%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2633.8%+5.3 pts
Q1 FY2633.2%+5.6 pts
Q4 FY2532.3%+4.9 pts
Q3 FY2530.4%+2.7 pts
Q2 FY2528.6%−0.1 pts
Q1 FY2527.5%−1.2 pts
Q4 FY2427.5%−2.8 pts
Q3 FY2427.7%−3.1 pts
Q2 FY2428.6%−2.2 pts
Q1 FY2428.7%−2.4 pts
Q4 FY2330.3%+0.7 pts
Q3 FY2330.8%+1.8 pts

Against its peers

Companies in Banks - Regional nearest First Capital's size, closest first, today.

CompanyProfit margin
FCAPFirst Capital33.8%
CZWICitizens Community Bancorp19.9%
OPBKOP Bancorp29.2%
RBKBRhinebeck Bancorp18.4%
CBFVCB Financial Services14.9%
QNBCQNB20.3%
SBFGSB Financial24.5%
ECBKECB Bancorp29.4%
PEBKPeoples Bancorp of North Carolinan/m
FNWDFinward Bancorp14.2%
BVFLBV Financial32.5%
Peer median20.3%

Where First Capital ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on First Capital

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.