SuperworthFirst Capital FCAP
- Market cap
- $211.9M
- PE
- 11.5×
- 10y median 13.0×
- Forward PE
- n/m
- not a meaningful number
- Revenue, 12 months
- $54.5M
- +18% on a year ago
- Net margin
- 33.8%
First Capital trades at 11.5× trailing earnings, near its ten-year median. Revenue was $54.5M over the last twelve months, up 18% on a year earlier with a 34% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $10.5M−0% | $10.4M−6% | $10.5M−6% | $10.7M+5% | $10.9M+4% | $11.3M+9% | $11.4M+9% | $12.4M+16% | $13.3M+21% | $13.5M+19% | $13.5M+18% | $14.3M+15% | |
| Interest expense | $2.6M+577% | $3.1M+352% | $3.2M+225% | $3.6M+56% | $4.1M+55% | $3.8M+22% | $3.8M+16% | $3.6M+2% | $3.7M−10% | $3.6M−5% | $3.5M−7% | $3.5M−3% |
| Pre-tax income | $3.7M−2% | $3.6M−17% | $3.5M−25% | $3.3M+5% | $3.4M−7% | $3.9M+10% | $3.9M+13% | $4.6M+40% | $5.5M+61% | $5.8M+47% | $5.4M+37% | $6M+30% |
| $572K−15% | $478K−41% | $507K−34% | $488K+14% | $537K−6% | $684K+43% | $672K+33% | $852K+75% | $1.1M+99% | $938K+37% | $1M+53% | $1.2M+47% | |
| Net income | $3.1M+0% | $3.1M−12% | $3M−23% | $2.8M+4% | $2.9M−8% | $3.3M+5% | $3.2M+10% | $3.8M+34% | $4.5M+55% | $4.9M+50% | $4.3M+34% | $4.8M+26% |
| $0.94+1% | $0.93−12% | $0.88−23% | $0.85+4% | $0.87−7% | $0.97+4% | $0.97+10% | $1.13+33% | $1.34+54% | $1.46+51% | $1.30+34% | $1.43+27% | |
| 3.3M−0% | 3.3M−0% | 3.3M−0% | 3.3M+0% | 3.3M+0% | 3.3M+0% | 3.3M+0% | 3.4M+0% | 3.4M+0% | 3.3M−0% | 3.3M−0% | 3.3M−0% |
EPS, diluted: 3 periods, Q4 FY11 to Q4 FY15: quarter's net income to common over its shares, to the cent.
Diluted shares: 7 periods, Q2 FY11 to Q1 FY17: not printed by the filing, worked out from its own lines. 14 periods, Q4 FY11 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. Q4 FY16: the earlier year to date counted no dilution: the quarter's basic count plus the later year to date's dilution.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Banks - Regional nearest First Capital's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| FCAPFirst Capital | $211.9M | 11.5× | 13.0× | n/m | +18% | 33.8% | |
| CZWICitizens Community Bancorp | $206.7M | 16.4× | 9.1× | n/m | +10% | 19.9% | |
| OPBKOP Bancorp | $219.8M | 7.6× | 8.3× | n/m | +13% | 29.2% | |
| RBKBRhinebeck Bancorp | $202.2M | 14.4× | 10.1× | n/m | +60% | 18.4% | |
| CBFVCB Financial Services | $196.4M | 28.0× | 13.9× | n/m | −6% | 14.9% | |
| QNBCQNB | $229M | 13.6× | 10.7× | n/m | +25% | 20.3% | |
| SBFGSB Financial | $189.5M | 11.3× | 10.1× | n/m | +10% | 24.5% | |
| ECBKECB Bancorp | $189.3M | 15.8× | 25.0× | n/m | +36% | 29.4% | |
| PEBKPeoples Bancorp of North Carolina | $237.5M | 11.9× | 11.4× | n/m | n/m | n/m | |
| FNWDFinward Bancorp | $188.7M | 19.2× | 10.7× | n/m | +9% | 14.2% | |
| BVFLBV Financial | $186.8M | 14.3× | 14.0× | n/m | +4% | 32.5% | |
| Peer median | $199.3M | 14.3× | 10.7× | n/a | +10% | 20.3% |
More on First Capital
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About
- Industry
- Banks - Regional
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .