Superworth

SB Financial SBFG

Banks - Regional, Financial Services
$30.30
+0.26%
Market cap
$189.5M
PE
11.3×
10y median 10.1×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$68.4M
+10% on a year ago
Net margin
24.5%

SB Financial trades at 11.3× trailing earnings, pricier than 72% of the last ten years. Revenue was $68.4M over the last twelve months, up 10% on a year earlier with a 25% net margin.

Charts

Financials

Income statement for SBFG, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$13.7M−5%$15.1M+3%$13.1M−6%$14M−1%$14.3M+5%$15.5M+2%$15.4M+17%$17.2M+22%$16.6M+16%$16.4M+6%$17.4M+13%$17.9M+5%
Interest expense$5.3M+294%$5.5M+172%$6.1M+75%$6M+31%$6.4M+21%$6M+7%$6.1M−0%$6.3M+6%$6.5M+2%$6.6M+10%$6.6M+8%$6.9M+8%
Pre-tax income$3.2M−21%$4.8M+11%$2.8M−4%$3.4M−9%$3.1M−4%$4.5M−6%$2.6M−9%$4.7M+40%$5M+60%$5M+10%$5.3M+104%$5.5M+17%
$537K−28%$937K+15%$481K−7%$261K−59%$752K+40%$892K−5%$431K−10%$875K+235%$910K+21%$1.1M+19%$985K+129%$1M+15%
Net income$2.7M−20%$3.9M+10%$2.4M−3%$3.1M+1%$2.4M−12%$3.6M−6%$2.2M−9%$3.9M+24%$4M+72%$3.9M+8%$4.3M+99%$4.5M+17%
$0.39−17%$0.57+14%$0.35+0%$0.47+7%$0.35−10%$0.55−4%$0.33−6%$0.60+28%$0.64+83%$0.62+13%$0.69+109%$0.72+20%
6.9M−2%6.8M−3%6.7M−4%6.7M−3%6.7M−3%6.6M−3%6.5M−3%6.5M−4%6.3M−6%6.3M−5%6.2M−4%6.2M−4%

EPS, diluted: 11 periods, Q4 FY11 to Q4 FY25: quarter's net income to common over its shares, to the cent. Q4 FY22: quarter's net income to common over its shares, to the cent, the shares from counts implied by EPS, near the year's EPS less the nine months'.

Diluted shares: 14 periods, Q4 FY11 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. Q4 FY20: the earlier year to date counted no dilution: the quarter's basic count plus the later year to date's dilution. Q1 FY23: not printed by the filing, worked out from its own lines.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest SB Financial's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
SBFGSB Financial$189.5M11.3×10.1×n/m+10%24.5%
ECBKECB Bancorp$189.3M15.8×25.0×n/m+36%29.4%
FNWDFinward Bancorp$188.7M19.2×10.7×n/m+9%14.2%
BVFLBV Financial$186.8M14.3×14.0×n/m+4%32.5%
CBFVCB Financial Services$196.4M28.0×13.9×n/m−6%14.9%
RBKBRhinebeck Bancorp$202.2M14.4×10.1×n/m+60%18.4%
MNSBMainStreet Bancshares$174M12.0×9.1×n/m+4%23.7%
CZWICitizens Community Bancorp$206.7M16.4×9.1×n/m+10%19.9%
EBMTEagle Bancorp Montana$169.8M10.5×12.0×n/m+11%16.8%
FCAPFirst Capital$211.9M11.5×13.0×n/m+18%33.8%
HNVRHanover Bancorp$168.5M18.7×9.5×n/m+5%12.6%
Peer median$189M15.1×11.4×n/a+9%19.2%

More on SB Financial

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About

Industry
Banks - Regional
Sector
Financial Services

Valuation data, not investment advice. Prices as of .