SuperworthCitizens Community Bancorp CZWI
- Market cap
- $206.7M
- PE
- 16.4×
- 5y median 9.1×
- Forward PE
- n/m
- not a meaningful number
- Revenue, 12 months
- $64.2M
- +10% on a year ago
- Net margin
- 19.9%
Citizens Community Bancorp trades at 16.4× trailing earnings, pricier than 99% of the last ten years. Revenue was $64.2M over the last twelve months, up 10% on a year earlier with a 20% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $14.7M−13% | $14.2M−18% | $15.2M+1% | $13.5M−8% | $14.2M−3% | $13.7M−4% | $14.2M−7% | $16.1M+20% | $16.2M+14% | $15.8M+15% | $16.1M+14% | $16.1M−0% | |
| Interest expense | $9.7M+176% | $10.3M+111% | $10.8M+57% | $10.9M+20% | $11.2M+16% | $10.3M−0% | $9.5M−12% | $9.2M−16% | $9M−20% | $8.7M−15% | $8.5M−11% | $8.5M−7% |
| Pre-tax income | $5M−5% | $4.7M−26% | $5.2M+6% | $4.7M+10% | $4.2M−17% | $3.4M−28% | $4M−24% | $4M−14% | $4.5M+8% | $4.9M+46% | $4.6M+17% | $1.2M−69% |
| $2.5M+98% | $978K−40% | $1.1M−12% | $1M−5% | $899K−65% | $656K−33% | $777K−30% | $777K−25% | $853K−5% | $614K−6% | $877K+13% | $135K−83% | |
| Net income | $2.5M−37% | $3.7M−21% | $4.1M+12% | $3.7M+15% | $3.3M+32% | $2.7M−27% | $3.2M−22% | $3.3M−11% | $3.7M+12% | $4.3M+58% | $3.8M+18% | $1.1M−66% |
| $0.24−37% | $0.35−22% | $0.39+11% | $0.35+13% | $0.32+33% | $0.27−23% | $0.32−18% | $0.33−6% | $0.37+16% | $0.44+63% | $0.39+22% | $0.11−67% | |
| 10.5M−1% | 10.5M+0% | 10.4M−0% | 10.4M−1% | 10.2M−3% | 10M−4% | 10M−4% | 10M−4% | 9.9M−3% | 9.7M−3% | 9.6M−4% | 9.6M−4% |
EPS, diluted: 6 periods, Q4 FY20 to Q4 FY25: quarter's net income to common over its shares, to the cent.
Diluted shares: Q4 FY20: the earlier year to date counted no dilution: the quarter's basic count plus the later year to date's dilution. 5 periods, Q4 FY21 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Banks - Regional nearest Citizens Community Bancorp's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| CZWICitizens Community Bancorp | $206.7M | 16.4× | 9.1× | n/m | +10% | 19.9% | |
| RBKBRhinebeck Bancorp | $202.2M | 14.4× | 10.1× | n/m | +60% | 18.4% | |
| FCAPFirst Capital | $211.9M | 11.5× | 13.0× | n/m | +18% | 33.8% | |
| CBFVCB Financial Services | $196.4M | 28.0× | 13.9× | n/m | −6% | 14.9% | |
| OPBKOP Bancorp | $219.8M | 7.6× | 8.3× | n/m | +13% | 29.2% | |
| SBFGSB Financial | $189.5M | 11.3× | 10.1× | n/m | +10% | 24.5% | |
| ECBKECB Bancorp | $189.3M | 15.8× | 25.0× | n/m | +36% | 29.4% | |
| FNWDFinward Bancorp | $188.7M | 19.2× | 10.7× | n/m | +9% | 14.2% | |
| BVFLBV Financial | $186.8M | 14.3× | 14.0× | n/m | +4% | 32.5% | |
| QNBCQNB | $229M | 13.6× | 10.7× | n/m | +25% | 20.3% | |
| PEBKPeoples Bancorp of North Carolina | $237.5M | 11.9× | 11.4× | n/m | n/m | n/m | |
| Peer median | $199.3M | 14.0× | 11.0× | n/a | +13% | 24.5% |
More on Citizens Community Bancorp
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About
- Industry
- Banks - Regional
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .