Superworth

OP Bancorp profit margin OPBK

Gross, operating and net profit as a share of revenue over the last twelve months, from 2017.

Net margin, 12 months
29.2%
Net margin on a year earlier
+3.9 pts
Peer median
20.4%

Over the twelve months to Jun 30, 2026, OP Bancorp kept 29.2% of its revenue as net profit.

Five years earlier its net margin was 30.2%.

The median for 10 regional banks of a similar size is 20.4%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202527.1%
FY202425.7%
FY202328.9%
FY202235.2%
FY202137.4%
FY202023.4%
FY201930.1%
FY201828.3%
FY201720.7%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2629.2%+3.9 pts
Q1 FY2628.2%+2.9 pts
Q4 FY2527.1%+1.4 pts
Q3 FY2525.7%−0.7 pts
Q2 FY2525.3%−0.9 pts
Q1 FY2525.3%−1.7 pts
Q4 FY2425.7%−3.2 pts
Q3 FY2426.4%−4.6 pts
Q2 FY2426.3%−6.8 pts
Q1 FY2426.9%−7.4 pts
Q4 FY2328.9%−6.4 pts
Q3 FY2331.0%−5.0 pts

Against its peers

Companies in Banks - Regional nearest OP Bancorp's size, closest first, today.

CompanyProfit margin
OPBKOP Bancorp29.2%
FCAPFirst Capital33.8%
QNBCQNB20.3%
CZWICitizens Community Bancorp19.9%
PEBKPeoples Bancorp of North Carolinan/m
RBKBRhinebeck Bancorp18.4%
DAAQDigital Asset Acquisitionn/m
CBFVCB Financial Services14.9%
GBFHGBank Financial22.4%
EFSIEagle Financial Services20.6%
SBFGSB Financial24.5%
Peer median20.4%

Where OP Bancorp ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on OP Bancorp

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.