CB Financial Services profit margin CBFV
Gross, operating and net profit as a share of revenue over the last twelve months, from 2013.
- Net margin, 12 months
- 14.9%
- Net margin on a year earlier
- −7.6 pts
- Peer median
- 24.1%
Over the twelve months to Jun 30, 2026, CB Financial Services kept 14.9% of its revenue as net profit.
Five years earlier its net margin was −22.8%.
The median for 10 regional banks of a similar size is 24.1%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 11.3% |
| FY2024 | 24.4% |
| FY2023 | 32.9% |
| FY2022 | 21.3% |
| FY2021 | 20.5% |
| FY2020 | −20.7% |
| FY2019 | 27.7% |
| FY2018 | 15.3% |
| FY2017 | 18.8% |
| FY2016 | 20.8% |
| FY2015 | 22.9% |
| FY2014 | 18.9% |
| FY2013 | 22.5% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 14.9% | −7.6 pts | |
| Q1 FY26 | 14.8% | −5.7 pts | |
| Q4 FY25 | 11.3% | −13.2 pts | |
| Q3 FY25 | 6.5% | −28.3 pts | |
| Q2 FY25 | 22.6% | −11.3 pts | |
| Q1 FY25 | 20.6% | −12.8 pts | |
| Q4 FY24 | 24.4% | −8.5 pts | |
| Q3 FY24 | 34.9% | +10.0 pts | |
| Q2 FY24 | 33.8% | +6.9 pts | |
| Q1 FY24 | 33.4% | +10.8 pts | |
| Q4 FY23 | 32.9% | +11.6 pts | |
| Q3 FY23 | 24.9% | +0.4 pts |
Against its peers
Companies in Banks - Regional nearest CB Financial Services' size, closest first, today.
| Company | Profit margin |
|---|---|
| CBFVCB Financial Services | 14.9% |
| RBKBRhinebeck Bancorp | 18.4% |
| SBFGSB Financial | 24.5% |
| ECBKECB Bancorp | 29.4% |
| FNWDFinward Bancorp | 14.2% |
| BVFLBV Financial | 32.5% |
| CZWICitizens Community Bancorp | 19.9% |
| FCAPFirst Capital | 33.8% |
| OPBKOP Bancorp | 29.2% |
| MNSBMainStreet Bancshares | 23.7% |
| EBMTEagle Bancorp Montana | 16.8% |
| Peer median | 24.1% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on CB Financial Services
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.