ECB Bancorp profit margin ECBK
Gross, operating and net profit as a share of revenue over the last twelve months, from 2021.
- Net margin, 12 months
- 29.4%
- Net margin on a year earlier
- +10.9 pts
- Peer median
- 19.2%
Over the twelve months to Jun 30, 2026, ECB Bancorp kept 29.4% of its revenue as net profit.
The median for 10 regional banks of a similar size is 19.2%.
Profit margin over time
Net
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 23.4% |
| FY2024 | 15.2% |
| FY2023 | 17.2% |
| FY2022 | 10.9% |
| FY2021 | 20.3% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 29.4% | +10.9 pts | |
| Q1 FY26 | 26.3% | +9.0 pts | |
| Q4 FY25 | 23.4% | +8.2 pts | |
| Q3 FY25 | 21.5% | +8.3 pts | |
| Q2 FY25 | 18.6% | +4.5 pts | |
| Q1 FY25 | 17.3% | +0.9 pts | |
| Q4 FY24 | 15.2% | −2.0 pts | |
| Q3 FY24 | 13.2% | −4.2 pts | |
| Q2 FY24 | 14.1% | +5.7 pts | |
| Q1 FY24 | 16.4% | +7.9 pts | |
| Q4 FY23 | 17.2% | +6.4 pts | |
| Q3 FY23 | 17.4% | +10.0 pts |
Against its peers
Companies in Banks - Regional nearest ECB Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| ECBKECB Bancorp | 29.4% |
| SBFGSB Financial | 24.5% |
| FNWDFinward Bancorp | 14.2% |
| BVFLBV Financial | 32.5% |
| CBFVCB Financial Services | 14.9% |
| RBKBRhinebeck Bancorp | 18.4% |
| MNSBMainStreet Bancshares | 23.7% |
| CZWICitizens Community Bancorp | 19.9% |
| EBMTEagle Bancorp Montana | 16.8% |
| FCAPFirst Capital | 33.8% |
| HNVRHanover Bancorp | 12.6% |
| Peer median | 19.2% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on ECB Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.