Superworth

ECB Bancorp ECBK

Banks - Regional, Financial Services
$21.66
+1.55%
Market cap
$189.3M
PE
15.8×
3y median 25.0×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$38.8M
+36% on a year ago
Net margin
29.4%

ECB Bancorp trades at 15.8× trailing earnings, cheaper than 92% of the last ten years. Revenue was $38.8M over the last twelve months, up 36% on a year earlier with a 29% net margin.

Charts

Financials

Income statement for ECBK, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$6.4M−5%$6.2M−12%$6.2M−6%$6.3M−5%$6.6M+3%$7.1M+15%$6.9M+11%$8M+27%$8.8M+33%$9.5M+34%$10.2M+47%$10.3M+29%
Interest expense$8.1M+561%$9M+212%$9.8M+72%$10.4M+43%$10.9M+35%$11M+23%$11M+12%$11.4M+10%$12M+10%$11.9M+8%$11.8M+7%$12.1M+6%
Pre-tax income$1.8M$1.1M−22%$832K−32%$1.1M−45%$1.5M−14%$1.9M+84%$1.7M+107%$1.9M+80%$3.3M+112%$3.5M+80%$4.3M+148%$4.5M+133%
$440K$266K−30%$211K−34%$272K−46%$405K−8%$493K+85%$424K+101%$475K+75%$817K+102%$891K+81%$1.1M+169%$1.2M+154%
Net income$1.3M$789K−19%$621K−31%$791K−45%$1.1M−16%$1.4M+83%$1.3M+109%$1.4M+82%$2.4M+115%$2.6M+80%$3.1M+141%$3.3M+127%
$0.16$0.09−18%$0.07−36%$0.09−47%$0.14−13%$0.17+89%$0.16+129%$0.17+89%$0.29+107%$0.31+82%$0.38+138%$0.39+129%
8.5M+1%8.5M−0%8.4M−1%8.3M−2%8.3M−2%8.3M−2%8.3M−0%8.4M+0%8.3M−1%8.3M−1%8.3M−1%8.3M−0%

EPS, diluted: 4 periods, Q4 FY22 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: 3 periods, Q4 FY22 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. Q4 FY23: the earlier year to date counted no dilution: the quarter's basic count plus the later year to date's dilution.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest ECB Bancorp's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
ECBKECB Bancorp$189.3M15.8×25.0×n/m+36%29.4%
SBFGSB Financial$189.5M11.3×10.1×n/m+10%24.5%
FNWDFinward Bancorp$188.7M19.2×10.7×n/m+9%14.2%
BVFLBV Financial$186.8M14.3×14.0×n/m+4%32.5%
CBFVCB Financial Services$196.4M28.0×13.9×n/m−6%14.9%
RBKBRhinebeck Bancorp$202.2M14.4×10.1×n/m+60%18.4%
MNSBMainStreet Bancshares$174M12.0×9.1×n/m+4%23.7%
CZWICitizens Community Bancorp$206.7M16.4×9.1×n/m+10%19.9%
EBMTEagle Bancorp Montana$169.8M10.5×12.0×n/m+11%16.8%
FCAPFirst Capital$211.9M11.5×13.0×n/m+18%33.8%
HNVRHanover Bancorp$168.5M18.7×9.5×n/m+5%12.6%
Peer median$189.1M14.3×10.4×n/a+9%19.2%

More on ECB Bancorp

Each number over time

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About

Industry
Banks - Regional
Sector
Financial Services

Valuation data, not investment advice. Prices as of .